Carter County property record for 721 Cherry St, Ardmore, OK 73401
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,654 sqft · built 1945 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $135,000 (Aug 2021) |
| Deeds & Mortgages | Jul 2007 Mortgage Jun 2007 Second Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0230-00-050-025-0-001-00 |
| Primary APN | 0230-00-050-025-0-001-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,654 sqft Living Area |
| 1st Floor Area | 1,654 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,148 sqft (0.21 acres) |
| Lot Dimensions | 150 ft deep x 25 ft wide |
| Garage Type | Detached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 30 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 8108 |
|---|---|
| Street Address | 721 CHERRY ST |
| City | ARDMORE |
| State | OK |
| Zip | 73401-1305 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | COLLEGE HILL, BLK 50 LOT 25 (25X150) LOT 26 (25X150) LOT 27 W 10(10X150) |
| Legal Range | 02E |
| Legal Township | 04S |
| Legal Section | 19 |
| Legal Subdivision | COLLEGE HILL ADDN |
| Legal Block | 50 |
| Legal Lot Number | 25-27 |
| Jurisdiction | CARTER OK |
| Township / Civil Division | ARDMORE |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 892601 |
Source: Carter County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 721 CHERRY ST, ARDMORE, OK 73401-1305 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 16, 2007 | Deed of Trust, Mortgage MEANS LANDMARK BANK NA |
| Jun 29, 2007 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage JERRY HOWRY ATUX |
| Jan 3, 2024 | Affidavit of Death of Joint Tenant, Transfer |
| Sep 22, 2021 | Intrafamily Transfer, Transfer |
| Aug 16, 2021 | Warranty Deed, Transfer · VA Mortgage 1ST CAPITAL MORTGAGE LLC |
| Oct 15, 2019 | Warranty Deed, Transfer · FHA Mortgage FIRST UNITED BANK & TRUST CO |
| May 14, 2018 | Warranty Deed, Transfer STEWART TITLE, STEWART TITLE OF OKLAHOMA IN |
| May 14, 2018 | Administrator's Deed, Transfer · Commercial Mortgage CITIZENS BANK & TRUST CO |
| Dec 22, 2005 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2021 · Amount on Record |
| Deed Sale | Aug 16, 2021 · Amount on Record |
| Prior Sale | Oct 15, 2019 · Amount on Record |
| Deed Document Number | 20218927 |
| Deed Book / Page | 7091 / 62 |
| Last Transfer Date | Jan 3, 2024 |
| Transfer Doc | 007474/107 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 721 CHERRY ST, ARDMORE, OK 73401-1305 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 004681/124 |
|---|---|
| Date | Jul 16, 2007 |
| Book Page | 4681/124 |
| Instrument | 2007-009643 |
| Name | MEANS LANDMARK BANK NA |
|---|---|
| Address | MADILL, OK 73446 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Jul 11, 2022 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTER OK |
| Property Address | 721 CHERRY ST, ARDMORE, OK 73401-1305 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 004674/132 |
|---|---|
| Date | Jun 29, 2007 |
| Book Page | 4674/132 |
| Instrument | 2007-008977 |
| Name | JERRY HOWRY ATUX |
|---|---|
| Type | Private Party |
| Address | 2902 MOUNT WASHINGTON RD, ARDMORE, OK 73401 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Jan 3, 2024 |
| Property Address | 721 CHERRY ST, ARDMORE, OK 73401-1305 |
| Document Number | 007474/107 |
| Book / Page | 7474 / 107 |
| Instrument Date | Jan 3, 2024 |
| Instrument | I-2024-000070 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 721 CHERRY ST, ARDMORE, OK 73401-1305 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Sep 22, 2021 |
| Property Address | 721 CHERRY ST, ARDMORE, OK 73401-1305 |
| Document Number | 007111/177 |
| Book / Page | 7111 / 177 |
| Instrument Date | Sep 22, 2021 |
| Instrument | 2021-010508 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Aug 16, 2021 |
| Property Address | 721 CHERRY ST, ARDMORE, OK 73401-1305 |
| Document Number | 0007091/62 |
| Book / Page | 7091 / 62 |
| Instrument Date | Aug 12, 2021 |
| Instrument | 2021-008927 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | ARBUCKLE CLOSING AND ESCROW, ARBUEKLE CLOSING & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $202.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 721 CHERRY ST, ARDMORE, OK 73401-1305 |
| Document Number | 2021008928 |
|---|---|
| Date | Aug 16, 2021 |
| Instrument | 2021-008928 |
| Name | 1ST CAPITAL MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Oct 15, 2019 |
| Property Address | 721 CHERRY ST, ARDMORE, OK 73401-1305 |
| Document Number | 006788/061 |
| Book / Page | 6788 / 061 |
| Instrument Date | Oct 11, 2019 |
| Instrument | 2019-011737 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $160.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 721 CHERRY ST, ARDMORE, OK 73401-1305 |
| Document Number | 2019011738 |
|---|---|
| Date | Oct 15, 2019 |
| Instrument | 2019-011738 |
| Name | FIRST UNITED BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | May 14, 2018 |
| Property Address | 721 CHERRY ST, ARDMORE, OK 73401-1305 |
| Document Number | 006545/083 |
| Book / Page | 6545 / 083 |
| Instrument Date | May 8, 2018 |
| Instrument | 2018-004973 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF OKLAHOMA IN |
| Amount | Amount Recorded |
|---|---|
| Tax | $84.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 924 STANLEY ST SW, ARDMORE, OK 73401-4636 |
| Investor | Possibly a Property Investor |
| Document Type | Administrator's Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | May 14, 2018 |
| Property Address | 721 CHERRY ST, ARDMORE, OK 73401-1305 |
| Document Number | 006545/084 |
| Book / Page | 6545 / 084 |
| Instrument Date | May 8, 2018 |
| Instrument | 2018-004974 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE OF OKLAHOMA IN |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 924 STANLEY ST SW, ARDMORE, OK 73401-4636 |
| Investor | Possibly a Property Investor |
| Document Number | 2018004975 |
|---|---|
| Date | May 14, 2018 |
| Instrument | 2018-004975 |
| Name | CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 20, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTER OK |
| Recording Date | Dec 22, 2005 |
| Property Address | 721 CHERRY ST, ARDMORE, OK 73401-1305 |
| Document Number | 004403/050 |
| Book / Page | 4403 / 050 |
| Instrument Date | Dec 7, 2005 |
| Instrument | 2005-015352 |
| Transaction Type | Transfer |
| Record Updated | Jan 27, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $51.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 315 P ST SW, ARDMORE, OK 73401-3205 |
Source: Carter County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Oklahoma |
| County | Carter County |
| Municipality | Ardmore City |
| Unified School District | Ardmore Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,561 (-0.8%) Land $2,400 Building $15,161 | $146,343 (-1.69%) Land $20,000 Building $126,343 | |
| 2025 | Homeowner's exemption | $17,702 (+6.09%) Land $2,400 Building $15,302 | $148,853 (+3.6%) Land $20,000 Building $128,853 |
| 2023 | Homeowner's exemption | $16,686 Land $2,400 Building $14,286 | $143,679 Land $20,000 Building $123,679 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 20, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Oklahoma |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARDMORE serves 24,893 people · EPA ID OK1010814 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Organic carbon removal Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Dobson Fiber Fiber | 10,000 / 10,000 |
| Sparklight Cable · Fiber in parts of the area | 1,000 / 50 |
| Arbuckle Communications Fixed Wireless | 400 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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