721 Cedar St, Helena, MT 59601 Property Records

Lewis And Clark County property record for 721 Cedar St, Helena, MT 59601

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,420 sqft · built 1976
Lot Size	0.283 acres (12,327 sqft)
Owner	2 Individual Names on Record
Last Sale	$226,900 (Jun 2007)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2024 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R052582`

Property Details

APN / Parcel Number

Primary APN	`R052582`
Alternative APNs	`05-1888-19-4-15-20-0000` `0000001681`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,420 sqft Living Area
1st Floor Area	2,420 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,327 sqft (0.283 acres)
View / Lot	Major Street/Thoroughfare

Exterior Amenities

Porch	Slab
Porch Area	426 sqft
Shed	1 Shed
Shed Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0000001681
Street Address	721 CEDAR ST
City	HELENA
State	MT
Zip	59601-0305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GRAND AVE ADDN AMEND, S19, T10 N, R03 W, BLOCK 27, LOT 9 - 10
Legal Range	03W
Legal Township	10N
Legal Section	19
Legal Subdivision	GRAND AVE ADDN AMEND
Legal Block	27
Legal Lot Number	9,10
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	1
Census Block	1022
Census Tract	504

Owner

Source: Lewis And Clark County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	721 CEDAR ST, HELENA, MT 59601-0305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2025	Deed of Trust, Mortgage · VA Mortgage LIBERTY 1 LENDING INC
Apr 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage TRUSTED MORTGAGE CAPITAL INC
Dec 12, 2023	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 6, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS INC
Jan 2, 2018	Deed of Trust, Mortgage · Conventional Mortgage DITECH.COM

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2007 · Amount on Record
Deed Sale	Jun 1, 2007 · Amount on Record
Prior Sale	Feb 7, 2005 · Amount on Record
Deed Document Number	20073129678
Deed Book / Page	36 / 6274
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	721 CEDAR ST, HELENA, MT 59601-0305
Transaction Type	Mortgage
Record Updated	Jan 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 CEDAR ST, HELENA, MT 59601-0305

Mortgage

Document Number	00M64/9385
Date	Dec 24, 2025
Book Page	M64/9385
Instrument	3444937

Lender

Name	LIBERTY 1 LENDING INC
Type	Mortgage Company
Address	LIVONIA, MI 48150

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	721 CEDAR ST, HELENA, MT 59601-0305
Transaction Type	Mortgage
Record Updated	Apr 25, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 CEDAR ST, HELENA, MT 59601-0305

Mortgage

Document Number	000M63/854
Date	Apr 16, 2024
Book Page	M63/854
Instrument	3422373

Lender

Name	TRUSTED MORTGAGE CAPITAL INC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	721 CEDAR ST, HELENA, MT 59601-0305
Transaction Type	Mortgage
Record Updated	Dec 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	721 CEDAR ST, HELENA, MT 59601-0305

Mortgage

Document Number	00M62/7809
Date	Dec 12, 2023
Book Page	M62/7809
Instrument	3418876

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	356 Months
Due	Aug 1, 2053

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	721 CEDAR ST, HELENA, MT 59601-0305
Transaction Type	Mortgage
Record Updated	Mar 23, 2020
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M56/7704
Date	Mar 6, 2020
Book Page	M56/7704
Instrument	3351537

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	721 CEDAR ST, HELENA, MT 59601-0305
Transaction Type	Mortgage
Record Updated	Jan 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 3316401
Date	Jan 2, 2018
Book Page	M53/7304
Instrument	3316401

Lender

Name	DITECH.COM
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Lewis And Clark County assessment roll, as of September 15, 2025

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Municipality	Helena City
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Disabled Person's exemption Veteran's exemption	$402,900 (+4.38%)	$402,900 (+4.38%) Land $155,276 Building $247,624
2023		$386,000	$386,000 Land $113,297 Building $272,703

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 7, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELENA WATER SYSTEM serves 32,091 people · EPA ID MT0000241
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Montana Internet, T-Mobile, TDS Telecom, Verizon.

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