Bay County property record for 721 Avery St, Panama City, FL 32405
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.98 acres (42,688 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,857 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 12870-000-000 |
| Primary APN | 12870-000-000 |
|---|
| Lot Area | 42,688 sqft (0.98 acres) |
|---|---|
| Lot Dimensions | 221 ft deep x 194 ft wide |
| Street Address | 721 AVERY ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32405-5127 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | PC09 |
| Legal Description | 28 3S 14W -13.2- 104B ST AND BAY DEV CO PLAT COMM AT INTER N R/W AVERY & E R/W SR 77 TH E 155.15 FOR POB TH CONT E 193.7 N 221 W 193.7 S 221 TO POB BEING PT OF LOT 61 ORB 1792 P 1600 ORB2889 P 1538 ORB 4263 P 595 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 28 |
| Legal Subdivision | ST AND BAY DEV CO PLAT |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 1302 |
721 Avery St, commercial vacant land, is owned by a company.
Source: Bay County records, as of August 4, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3009 HIGHWAY 77, G, PANAMA CITY, FL 32405-5059 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 721 Avery St was $1,857, down 1.1% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,857.00 (-1.12%) | $117,600 Land $117,600 | $117,600 Land $117,600 |
| 2024 | $1,878.00 (-9.41%) | ||
| 2023 | $2,073.00 (+5.39%) | $117,600 (-) Land $117,600 | $117,600 (-) Land $117,600 |
| 2022 | $1,967.00 | $117,600 Land $117,600 | $117,600 Land $117,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 721 Avery St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 34.5 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 46 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 46 in force |
| Nearby Flood Claims | 21 (1998–2018) |
| Claims Outside the SFHA | 6 of 21 |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 721 Avery St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 89% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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