Franklin County property record for 721 Augusta St, Frankfort, KY 40601
| Property Type | Single Family Home |
|---|---|
| Details | built 2007 |
| Lot Size | 0.236 acres (10,260 sqft) |
| Owner | Individual Name on File |
| Last Sale | $7,000 (Aug 2020) |
| Tax Bill | $560 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 061-14-05-001.00 |
| Primary APN | 061-14-05-001.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,260 sqft (0.236 acres) |
| Lot Dimensions | 171 ft deep x 60 ft wide |
| Terrain | Rolling |
| View / Lot | Flood Plain/Flood Zone |
| Driveway | Concrete Driveway |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 69138 |
|---|---|
| Street Address | 721 AUGUSTA ST |
| City | FRANKFORT |
| State | KY |
| Zip | 40601-1009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | MINOR SUBDIVISION |
| Jurisdiction | FRANKLIN KY |
| Township / Civil Division | FRANKFORT |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 71101 |
721 Augusta St is owned and occupied by an individual who bought it in August 2020.
Source: Franklin County records, as of March 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 721 AUGUSTA ST, FRANKFORT, KY 40601-1009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 12, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP |
| Nov 8, 2023 | Deed of Trust, Mortgage · Line of Credit COMMONWEALTH CREDIT UNION |
| Apr 12, 2018 | Deed of Trust, Mortgage COMMUNITY VENTURES CORP |
| Aug 12, 2020 | Deed, Transfer |
| Apr 12, 2018 | Deed, Transfer · FHA Mortgage REPUBLIC BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 12, 2020 · Amount on File |
| Deed Sale | Aug 12, 2020 · Amount on File |
| Prior Sale | Apr 12, 2018 · Amount on File |
| Deed Document Number | 2020508644 |
| Deed Book / Page | 595 / 499 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 721 AUGUSTA ST, FRANKFORT, KY 40601-1009 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 721 AUGUSTA ST, FRANKFORT, KY 40601-1009 |
| Document Number | 0M1803/469 |
|---|---|
| Date | Jan 12, 2026 |
| Book Page | M1803/469 |
| Instrument | 896417 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 721 AUGUSTA ST, FRANKFORT, KY 40601-1009 |
| Transaction Type | Mortgage |
| Record Updated | Nov 27, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0M1721/409 |
|---|---|
| Date | Nov 8, 2023 |
| Book Page | M1721/409 |
| Instrument | 756902 |
| Name | COMMONWEALTH CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | FRANKFORT, KY 40602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Property Address | 721 AUGUSTA ST, FRANKFORT, KY 40601-1009 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | M1450/717 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | M1450/717 |
| Instrument | 472906 |
| Name | COMMUNITY VENTURES CORP |
|---|---|
| Type | Non-Lending Institution |
| Address | LEXINGTON, KY 40505 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Apr 10, 2048 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Aug 12, 2020 |
| Property Address | 721 AUGUSTA ST, FRANKFORT, KY 40601-1009 |
| Document Number | D595/499 |
| Book / Page | D595 / 499 |
| Map Reference | CAB F SL 279 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 508644 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $7.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 190 HILLTOP MDWS, 190, FRANKFORT, KY 40601-9213 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 721 AUGUSTA ST, FRANKFORT, KY 40601-1009 |
| Investor | Possibly a Property Investor |
| Document Type | Deed |
|---|---|
| Jurisdiction | FRANKLIN KY |
| Recording Date | Apr 12, 2018 |
| Property Address | 721 AUGUSTA ST, FRANKFORT, KY 40601-1009 |
| Document Number | D576/553 |
| Book / Page | D576 / 553 |
| Instrument Date | Apr 10, 2018 |
| Instrument | 472904 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $120.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3 WARWICK LN, 3, FRANKFORT, KY 40601-3859 |
| Name | Verified Name |
|---|---|
| Address | 721 AUGUSTA ST, FRANKFORT, KY 40601-1009 |
| Document Number | 472905 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 472905 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 721 Augusta St was $560.
Source: Franklin County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Franklin County |
| Municipality | Frankfort City |
| Unified School District | Frankfort Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $560.00 | $123,000 Land $10,000 Building $113,000 | $123,000 Land $10,000 Building $113,000 |
| 2023 | $583.00 (-0.34%) | $123,000 (-) | $123,000 (-) |
| 2022 | $585.00 | $123,000 | $123,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 721 Augusta St in Zone X, an area of minimal flood risk, though there have been 22 flood claims nearby since 1989.
Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 13 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 22 (1989–2025) |
| Claims Outside the SFHA | 2 of 22 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 721 Augusta St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH SHELBY WATER DISTRICT serves 14,660 people · EPA ID KY1060324 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frankfort Plant Board Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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