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721 6th Ave E, Spencer, IA 51301 Property Records

Clay County property record for 721 6th Ave E, Spencer, IA 51301

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 972 sqft · built 1910
Lot Size0.244 acres (10,650 sqft)
OwnerIndividual Name on Record
Last Sale$75,000 (Feb 2021)
Tax Bill$1,454 (2025)
Deeds & MortgagesFeb 2021 Sale
Flood ZoneZone X (minimal risk)
APN963607415005

Property Details

APN / Parcel Number

Primary APN963607415005
Alternative APN
  • 64096360741500500

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area972 sqft Living Area
1st Floor Area720 sqft
AtticAttic
Attic Area252 sqft
Basement Area360 sqft
Finished Basement150 sqft
Unfinished Basement360 sqft
FlooringHardwood
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,650 sqft (0.244 acres)
Lot Dimensions142 ft deep x 75 ft wide
Garage TypeDetached
Garage Area600 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area168 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Water SourceCommercial

Location & Zoning

Street Address721 6TH AVE E
CitySPENCER
StateIA
Zip51301-4803
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description1 19 COLLEGE N 1/2 2 19 COLLEGE
Legal Range36W
Legal Township96N
Legal Section7
Legal SubdivisionCOLLEGE ADDITION
JurisdictionCLAY IA
Township / Civil DivisionSPENCER
Census Block Group2
Census Block2053
Census Tract80200

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address1480 370TH ST, ROYAL, IA 51357-7531
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 16, 2021 · Amount on Record
Deed SaleFeb 16, 2021 · Amount on Record
Deed Document Number2021488
Deed Book / Page2021 / 488
Record UpdatedOct 29, 2026

February 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY IA
Recording DateFeb 16, 2021
Property Address721 6TH AVE E, SPENCER, IA 51301-4803
Document Number2021/488
Book / Page2021 / 488
Instrument DateFeb 11, 2021
Instrument2021 0488
Transaction TypeTransfer
Record UpdatedNov 25, 2021

Transaction

AmountAmount Recorded
Tax$119.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1480 370TH ST, ROYAL, IA 51357-7531

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateIowa
CountyClay County
MunicipalitySpencer City
Unified School DistrictSpencer Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,454.00 (+5.52%)$94,890 (+10.29%) Land $26,250 Building $68,640$94,890 (+10.29%) Land $26,250 Building $68,640
2024$1,378.00 (+6.33%)
2023$86,040 (+16.95%) Land $20,250 Building $65,790$86,040 (+16.95%) Land $20,250 Building $65,790
2022$1,296.00$73,570 Land $20,250 Building $53,320
2021$73,570 Land $20,250 Building $53,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA1 of 6
Most Recent ClaimJun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes
Claims by Event
  • Severe Storms, Flooding, Straight-line Winds, And Tornadoes, Jun 2024 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 91% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPENCER MUNICIPAL WATER UTILITY
serves 11,325 people · EPA ID IA2171071
Water SourceGroundwater
Last State InspectionJan 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 451 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spencer Municipal Utilities
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50
AT&T
Fixed Wireless		100 / 20

May also be available: Nextlink, Verizon.

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