7209 S Zero St, Fort Smith, AR 72903 Property Records

Sebastian County property record for 7209 S Zero St, Fort Smith, AR 72903

Property Summary

Property Type	Commercial Office
Details	5,683 sqft
Lot Size	0.54 acres (23,522 sqft)
Owner	Individual Name on File
Last Sale	$7,873 (Nov 2024)
Tax Bill	$3,515 (2026)
Deeds & Mortgages	Jun 2017 Line of Credit Apr 2021 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10435-0011-00000-00`

Property Details

APN / Parcel Number

Primary APN	`10435-0011-00000-00`
Alternative APN	`77543`

Interior

Stories	1 Story
Building Area	5,683 sqft Gross Area
1st Floor Area	5,683 sqft

Exterior

Exterior Material	Wood Siding
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Rigid Frame Bar Joist
Roof Material	Composition Shingle
Lot Area	23,522 sqft (0.54 acres)
Lot Dimensions	156 ft deep x 152 ft wide
Canopy	600 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	77543
Street Address	7209 S ZERO ST
City	FORT SMITH
State	AR
Zip	72903-6530
Property Category	Commercial
Property Type	Commercial > Office > Commercial Office
Legal Description	TRACT B
Legal Range	31
Legal Township	07
Legal Section	01
Legal Subdivision	BEN GEREN INDUSTRIAL PARK
Legal Tract	B
Legal Block	3
Legal Lot Number	B
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	3
Census Block	3023
Census Tract	1102

Owner

7209 S Zero St, a commercial property, is owned by an individual who bought it in November 2024.

Source: Sebastian County records, as of August 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10401 RIVERVIEW DR, FORT SMITH, AR 72903-5853
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2017	Deed of Trust, Mortgage · Line of Credit ARMSTRONG BANK
Apr 16, 2021	Warranty Deed, Transfer · Line of Credit FIRST NATIONAL BANK OF FORT SMITH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2024 · Amount on File
Deed Sale	Nov 1, 2024 · Amount on File
Prior Sale	Apr 16, 2021 · Amount on File
Deed Document Number	202422785
Prior Transfer Date	Jun 27, 2017
Prior Transfer Doc	0000013881
Record Updated	Oct 29, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SEBASTIAN AR
Property Address	7209 S ZERO ST, FORT SMITH, AR 72903-6530
Transaction Type	Mortgage
Record Updated	Oct 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017F14042
Date	Jun 29, 2017
Instrument	2017F-14042

Lender

Name	ARMSTRONG BANK
Type	Bank
Address	FORT SMITH, AR 72903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jun 29, 2018

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Apr 16, 2021
Property Address	7209 S ZERO ST, FORT SMITH, AR 72903-6530
Document Number	2021F09864
Instrument Date	Apr 15, 2021
Instrument	2021F-09864
Transaction Type	Transfer
Record Updated	Oct 9, 2023
Title Company	WESTERN AR TITLE SERVICES, WESTERN ARKANSAS TITLE SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$957.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1055 MARYMONT DR, GREENWOOD, AR 72936-5706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10401 RIVERVIEW DR, FORT SMITH, AR 72903-5853

Mortgage

Document Number	2021F09865
Date	Apr 16, 2021
Instrument	2021F-09865

Lender

Name	FIRST NATIONAL BANK OF FORT SMITH
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 15, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 7209 S Zero St was $3,515.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,515.00	$72,394 (-) Land $27,050 Building $45,344	$361,970 (-) Land $135,250 Building $226,720
2025	$3,515.00	$72,394 Land $27,050 Building $45,344	$361,970 Land $135,250 Building $226,720
2023	$3,196.00	$55,050 Land $24,700 Building $30,350	$275,250 Land $123,500 Building $151,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7209 S Zero St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2008–2015)
Most Recent Claim	May 2015 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7209 S Zero St is moderate, ranking above 45% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 51% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
AT&T Fixed Wireless	100 / 20

May also be available: Cox Communications, Verizon.

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