7209 Darby Downs, Elkridge, MD 21075 Property Records

Howard County property record for 7209 Darby Downs, Elkridge, MD 21075

Property Summary

Property Type	Condominium
Details	2 ba · 2,600 sqft · built 2008
Lot Size	9.22 acres (401,866 sqft)
Owner	Individual Name on Record
Last Sale	$388,000 (Nov 2022)
Tax Bill	$5,214 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-317423`

Property Details

APN / Parcel Number

Primary APN	`01-317423`
Alternative APN	`317423`

Interior

Full Baths	2 Baths
Building Area	2,600 sqft Total Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Condo/Apartment
Lot Area	401,866 sqft (9.22 acres)

Location & Zoning

Account Number	317423
Street Address	7209 DARBY DOWNS
City	ELKRIDGE
State	MD
Zip	21075-5437
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	P/O UN 5 P3 .2544 A 7209 DARBY DOWNS ELKRIDGE CROSSING CONDO
Legal Subdivision	ELKRIDGE XING CONDO TWNHM 02
Legal Lot Number	7209
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2012
Census Tract	601205

Owner

Source: Howard County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7209 DARBY DOWNS, ELKRIDGE, MD 21075-5437
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2022 · Amount on Record
Deed Sale	Nov 18, 2022 · Amount on Record
Prior Sale	Dec 10, 2008 · Amount on Record
Deed Book / Page	21801 / 275
Prior Transfer Date	Jun 1, 2016
Prior Transfer Doc	0169410186
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Nov 18, 2022
Property Address	7209 DARBY DOWNS, ELKRIDGE, MD 21075-5437
Document Number	0218010275
Book / Page	21801 / 275
Map Reference	PL 20110-20113
Instrument Date	Oct 31, 2022
Transaction Type	Transfer
Record Updated	Dec 6, 2022
Title Company	NOT AVAILABLE, RESULTS TITLE & ESCROW LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$970.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	7209 DARBY DOWNS # 7209, 7209, ELKRIDGE, MD 21075-5437

Mortgage

Document Number	0021801283
Date	Nov 18, 2022
Instrument	21801/283

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Tax Assessment & Valuation

Source: Howard County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$395,200 (+6.29%) Land $118,500 Building $276,700	$395,200 (-) Land $118,500 Building $276,700
2025	$5,214.00 (+5.21%) Homeowner's exemption	$371,800 (+14.4%)	$395,200 (+21.6%) Land $118,500 Building $276,700
2024	$4,956.00 (+36.15%)
2023		$325,000 Land $97,500 Building $227,500	$325,000 Land $97,500 Building $227,500
2022	$3,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20