7208 Sedgebrook Dr W, Stanley, NC 28164 Property Records

Lincoln County property record for 7208 Sedgebrook Dr W, Stanley, NC 28164

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,733 sqft · built 2018
Lot Size	0.465 acres (20,255 sqft)
Owner	Company Name on File
Last Sale	$376,500 (Sep 2018)
Tax Bill	$3,702 (2026)
Deeds & Mortgages	Apr 2020 Mortgage Sep 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4601-79-4151`

Property Details

APN / Parcel Number

Primary APN	`4601-79-4151`
Alternative APNs	`460102794151` `269585` `34509`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,733 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Lot Area	20,255 sqft (0.465 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	269585
Street Address	7208 SEDGEBROOK DR W
City	STANLEY
State	NC
Zip	28164-9738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-MU CU
Legal Description	#409 THE GATES AT W/SIDE
Legal Subdivision	THE GATES AT WATERSIDE CROSSING
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	2
Census Block	2003
Census Tract	71102

Owner

7208 Sedgebrook Dr W is owned by a company that bought it in September 2018.

Source: Lincoln County records, as of August 27, 2026

Owner of Record	Company Name on File
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRINCETON MORTGAGE CORP
Sep 28, 2018	Warranty Deed, Subdivision Related Transfer · Conventional with PMI UWHARRIE BK
Jul 27, 2018	Trustee's Deed, Construction Loan · Line of Credit JOSEPH A & ANN M DEROSA
Jan 12, 2018	Trustee's Deed, Construction Loan · Construction Mortgage FRANCES HORNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2018 · Amount on File
Deed Sale	Sep 28, 2018 · Amount on File
Prior Sale	Sep 15, 2014 · Amount on File
Deed Document Number	2018583829
Deed Book / Page	2772 / 764
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	7208 SEDGEBROOK DR W, STANLEY, NC 28164-9738
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002903773
Date	Apr 30, 2020
Book Page	2903/773
Instrument	608041

Lender

Name	PRINCETON MORTGAGE CORP
Type	Mortgage Company
Address	TITUSVILLE, NJ 08560

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	362 Months
Due	Jun 1, 2050

September 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NC
Recording Date	Sep 28, 2018
Property Address	7208 SEDGEBROOK DR W, STANLEY, NC 28164-9738
Document Number	2772764
Book / Page	002772 / 000764
Instrument Date	Sep 28, 2018
Instrument	583829
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$753.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7208 SEDGEBROOK DR W STANLEY NC 28164, STANLEY, NC 28164

Mortgage

Document Number	2772767
Date	Sep 28, 2018
Book Page	002772/000767
Instrument	583830

Lender

Name	UWHARRIE BK
Type	Bank
Address	ALBEMARLE, NC 28001

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Sep 27, 2048

July 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LINCOLN NC
Recording Date	Jul 27, 2018
Property Address	7208 SEDGEBROOK DR W, STANLEY, NC 28164-9738
Book / Page	002758 / 000943
Instrument Date	Jul 27, 2018
Instrument	581160
Transaction Type	Construction Loan
Record Updated	Aug 7, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	759 CONCORD PKWY N #20 CONCORD NC 280276035, 20, CONCORD, NC 28027-6035
Investor	Possibly a Property Investor

Mortgage

Document Number	2758943
Date	Jul 27, 2018
Book Page	002758/000943
Instrument	581160

Lender

Name	JOSEPH A & ANN M DEROSA
Address	10297 ARCHER RD, DAVIDSON, NC 28036-8572

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 26, 2019

Interest

Rate Type	Adjustable Rate

January 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LINCOLN NC
Recording Date	Jan 12, 2018
Property Address	7208 SEDGEBROOK DR W, STANLEY, NC 28164-9738
Book / Page	002717 / 000373
Instrument Date	Jan 12, 2018
Instrument	572917
Transaction Type	Construction Loan
Record Updated	Jan 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	2717373
Date	Jan 12, 2018
Book Page	002717/000373
Instrument	572917

Lender

Name	FRANCES HORNE
Address	131 STUTTS RD, MOORESVILLE, NC 28117-7458

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 11, 2019

Tax Assessment & Valuation

The 2026 property tax bill for 7208 Sedgebrook Dr W was $3,702.

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,702.00	$589,790 Land $82,000 Building $507,790	$589,790 Land $82,000 Building $507,790
2023	$3,666.00	$589,790 Land $82,000 Building $507,790	$589,790 Land $82,000 Building $507,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7208 Sedgebrook Dr W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7208 Sedgebrook Dr W is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 50% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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