7208 78th St, Lubbock, TX 79424 Property Records

Lubbock County property record for 7208 78th St, Lubbock, TX 79424

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,394 sqft · built 1998
Lot Size	0.487 acres (21,220 sqft)
Owner	2 Individual Names on Record
Last Sale	$326,700 (Aug 2020)
Tax Bill	$4,953 (2025)
Deeds & Mortgages	May 2021 Mortgage May 2026 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R138698`

Property Details

APN / Parcel Number

Primary APN	`R138698`
Alternative APN	`R6902000000000610000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	3,394 sqft Living Area
1st Floor Area	2,779 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	21,220 sqft (0.487 acres)
Lot Dimensions	138 ft deep x 153 ft wide
Garage Type	Attached
Garage Area	922 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7208 78TH ST
City	LUBBOCK
State	TX
Zip	79424-0731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAPALOTE SOUTH W153.33OF L 61
Legal Subdivision	PAPALOTE SOUTH
Legal Lot Number	61
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1022
Census Tract	1716

Owner

Source: Lubbock County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7208 78TH ST, LUBBOCK, TX 79424-0731
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUBBOCK NATIONAL BANK
May 12, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
May 12, 2026	Affidavit, Transfer
Nov 17, 2023	Transfer on Death Deed, Transfer
Aug 25, 2020	Vendor's Lien, Transfer · Conventional Mortgage AMARILLO COMMUNITY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2020 · Amount on Record
Deed Sale	Aug 25, 2020 · Amount on Record
Prior Sale	Aug 2, 2019
Deed Document Number	202036801
Last Transfer Date	Nov 14, 2023
Transfer Doc	0000044173
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	7208 78TH ST, LUBBOCK, TX 79424-0731
Transaction Type	Mortgage
Record Updated	May 25, 2026
Title Company	HUB CITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022290
Date	May 6, 2021
Instrument	2021022290

Lender

Name	LUBBOCK NATIONAL BANK
Type	Bank
Address	LUBBOCK, TX 79423

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LUBBOCK TX
Recording Date	May 12, 2026
Property Address	7208 78TH ST, LUBBOCK, TX 79424-0731
Document Number	0000017912
Instrument Date	May 11, 2026
Instrument	202617912
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7208 78TH ST, LUBBOCK, TX 79424-0731

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	LUBBOCK TX
Recording Date	May 12, 2026
Property Address	7208 78TH ST, LUBBOCK, TX 79424-0731
Document Number	0000017911
Instrument Date	May 11, 2026
Instrument	202617911
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7208 78TH ST, LUBBOCK, TX 79424-0731

November 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LUBBOCK TX
Recording Date	Nov 17, 2023
Property Address	7208 78TH ST, LUBBOCK, TX 79424-0731
Document Number	0000044173
Map Reference	VOL 4909 PG 109
Instrument Date	Nov 14, 2023
Instrument	2023044173
Transaction Type	Transfer
Record Updated	Nov 24, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7208 78TH ST, LUBBOCK, TX 79424-0731

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7208 78TH ST, LUBBOCK, TX 79424-0731

August 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Aug 25, 2020
Property Address	7208 78TH ST, LUBBOCK, TX 79424-0731
Document Number	0000036801
Map Reference	VOL 4909 PG 109
Instrument Date	Aug 24, 2020
Instrument	2020036801
Transaction Type	Transfer
Record Updated	Jul 20, 2021
Title Company	HUB CITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7208 78TH ST, LUBBOCK, TX 79424-0731

Mortgage

Document Number	0000036802
Date	Aug 25, 2020
Instrument	2020036802

Lender

Name	AMARILLO COMMUNITY FCU
Type	Credit Union
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Frenship Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,953.00 (-17.7%)	$424,626 (-7.84%) Land $40,000 Building $384,626	$424,626 (-7.84%) Land $40,000 Building $384,626
2024	$6,018.00 (-10.04%)
2023	$6,690.00 (-22.24%) Homeowner's exemption	$460,733 (+21.92%) Land $24,000 Building $436,733	$460,733 (+21.92%) Land $24,000 Building $436,733
2022	$8,603.00	$377,890 Land $24,000 Building $353,890	$377,890 Land $24,000 Building $353,890

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 88% of Texas
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40
Windstream DSL	100 / 20

May also be available: AT&T, T-Mobile.

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