7207 Abbey Rd, Elkridge, MD 21075 Property Records

Howard County property record for 7207 Abbey Rd, Elkridge, MD 21075

Property Summary

Property Type	Townhouse
Details	2 ba · 1,424 sqft · built 2012
Lot Size	0.023 acres (1,001 sqft)
Owner	2 Individual Names on File
Last Sale	$263,458 (Jun 2019)
Tax Bill	$4,255 (2026)
Deeds & Mortgages	May 2026 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-593447`

Property Details

APN / Parcel Number

Primary APN	`01-593447`
Alternative APN	`593447`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	1,424 sqft Total Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,001 sqft (0.023 acres)
Garage Type	Built-in
Garage Area	304 sqft
Parking Spaces	1 Parking Space
Deck Area	150 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	593447
Street Address	7207 ABBEY RD
City	ELKRIDGE
State	MD
Zip	21075-6842
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	CACLI
Legal Description	LOT 50, 1,001 SQ' 7207 ABBEY RD HOWARD SQUARE, PH 1, S 3
Legal Subdivision	HOWARD SQUARE
Legal Phase	1
Legal Lot Number	50
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2029
Census Tract	601203

Owner

7207 Abbey Rd, a townhouse, is owned and occupied by two individuals who bought it in June 2019.

Source: Howard County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7207 ABBEY RD, ELKRIDGE, MD 21075-6842
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 17, 2024	Deed, Transfer · FHA Mortgage FIDELITY DIRECT MORTGAGE LLC
Jun 25, 2019	Deed, Transfer · Conventional Mortgage SUNTRUST BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2019 · Amount on File
Deed Sale	Jun 25, 2019 · Amount on File
Prior Sale	Feb 22, 2012 · Amount on File
Deed Book / Page	18740 / 316
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Recording Date	May 5, 2026
Property Address	7207 ABBEY RD, ELKRIDGE, MD 21075-6842
Document Number	2321000491
Book / Page	23218 / 491
Instrument Date	Mar 31, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MILESTONE SETTLEMENT LLC, MILESTONE SETTLEMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2321000491,
Date	May 5, 2026
Book Page	23218/491

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6%
Max Rate	-1%

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jan 17, 2024
Property Address	7207 ABBEY RD, ELKRIDGE, MD 21075-6842
Document Number	0222350263
Book / Page	22235 / 263
Map Reference	PL 26410&26411
Instrument Date	Nov 29, 2023
Transaction Type	Transfer
Record Updated	Jan 30, 2024
Title Company	KTL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,099.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7207 GRINGOTTS WAY #A # A, A, ELKRIDGE, MD 21075-7428

Mortgage

Document Number	0022235273
Date	Jan 17, 2024
Instrument	22235/273

Lender

Name	FIDELITY DIRECT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Dec 1, 2053

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Jun 25, 2019
Property Address	7207 ABBEY RD, ELKRIDGE, MD 21075-6842
Document Number	0187400316
Book / Page	18740 / 316
Map Reference	MB 21645-21648
Instrument Date	Jun 17, 2019
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	COLONY TITLE GROUP LTD

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,293.23
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7207 ABBEY RD, ELKRIDGE, MD 21075-6842

Mortgage

Document Number	0018740324
Date	Jun 25, 2019
Instrument	18740/324

Lender

Name	SUNTRUST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 7207 Abbey Rd was $4,255 with a homeowner's exemption, up 1.7% from the year before.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,255.00 (+1.67%) Homeowner's exemption	$281,300 (+2.11%) Land $165,000 Building $116,300	$281,300 (-) Land $165,000 Building $116,300
2025	$4,185.00 (+4.1%) Homeowner's exemption	$275,500	$281,300 Land $165,000 Building $116,300
2024	$4,020.00
2023		$263,900 Land $160,000 Building $103,900	$263,900 Land $160,000 Building $103,900
2022	$2,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7207 Abbey Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7207 Abbey Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2024
Lead	3 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 411 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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