Henrico County property record for 7206 Vernon Rd, Henrico, VA 23228
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,458 sqft · built 1954 |
| Lot Size | 0.223 acres (9,719 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $165,000 (Dec 2012) |
| Tax Bill | $2,615 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance Jul 2021 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 775-750-8099 |
| Primary APN | 775-750-8099 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,458 sqft Living Area |
| Gross Area | 1,812 sqft |
| 1st Floor Area | 1,458 sqft |
| Basement Area | 240 sqft |
| Finished Basement | 240 sqft |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 9,719 sqft (0.223 acres) |
| Lot Dimensions | 150 ft deep x 68 ft wide |
| Porch | Patio |
|---|---|
| Porch Area | 114 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | FE0352101 |
|---|---|
| Street Address | 7206 VERNON RD |
| City | HENRICO |
| State | VA |
| Zip | 23228-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | 0071170000B 0004; OAKMONT BL B LT 4 97 A1 64 |
| Legal Subdivision | OAKMONT |
| Legal Lot Number | 4,97 |
| Jurisdiction | HENRICO VA |
| Township / Civil Division | BROOKLAND |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 200503 |
Source: Henrico County records, as of June 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7206 VERNON RD, HENRICO, VA 23228-3712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION |
| Jul 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ATLANTIC UNION BANK |
| Jun 18, 2019 | Deed of Trust, Mortgage · VA Mortgage CHOU TEAM REALTY |
| Feb 9, 2018 | Deed of Trust, Mortgage · Conventional with PMI CHOU TEAM REALTY INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2012 · Amount on Record |
| Deed Sale | Dec 21, 2012 · Amount on Record |
| Prior Sale | Jul 7, 2011 · Amount on Record |
| Deed Book / Page | 5078 / 1829 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 7206 VERNON RD, HENRICO, VA 23228-3712 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0061282450 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 6128/2450 |
| Instrument | 202100002751 |
| Name | FREEDOM MORTGAGE CORPORATION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 285 Months |
| Due | Oct 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 7206 VERNON RD, HENRICO, VA 23228-3712 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006232825 |
|---|---|
| Date | Jul 14, 2021 |
| Book Page | 6232/825 |
| Instrument | 202100035259 |
| Name | ATLANTIC UNION BANK |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 7206 VERNON RD, HENRICO, VA 23228-3712 |
| Document Number | 58692259 |
| Instrument Date | Jun 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 7206 VERNON RD HENRICO VA 232283712, HENRICO, VA 23228-3712 |
| Document Number | 58692259 |
|---|---|
| Date | Jul 11, 2019 |
| Book Page | 005869/002259 |
| Instrument | 20105 |
| Name | CHOU TEAM REALTY |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 10, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENRICO VA |
| Property Address | 7206 VERNON RD, HENRICO, VA 23228-3712 |
| Document Number | 57161608 |
| Instrument Date | Feb 9, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 28, 2018 |
| Name | Verified Name |
|---|
| Document Number | 57161608 |
|---|---|
| Date | Mar 7, 2018 |
| Book Page | 005716/001608 |
| Instrument | 6734 |
| Name | CHOU TEAM REALTY INC |
|---|
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 6, 2048 |
| Rate Type | Fixed Rate |
|---|
Source: Henrico County assessment roll, as of June 8, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Henrico County |
| Unified School District | Henrico County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,615.00 (+19.24%) | $314,100 (+16.51%) Land $85,000 Building $229,100 | $314,100 (+16.51%) Land $85,000 Building $229,100 |
| 2025 | $269,600 (+4.46%) Land $70,000 Building $199,600 | $269,600 (+4.46%) Land $70,000 Building $199,600 | |
| 2023 | $2,193.00 | $258,100 Land $66,000 Building $192,100 | $258,100 Land $66,000 Building $192,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 7 (1991–2009) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Nov 2009 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.6% of Virginia |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENRICO COUNTY WATER SYSTEM serves 330,000 people · EPA ID VA4087125 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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