7206 A St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 7206 A St, El Cerrito, CA 94530

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,153 sqft · built 1939
Lot Size	0.083 acres (3,600 sqft)
Owner	Individual Name on File
Last Sale	$1,235,000 (Jun 2026)
Tax Bill	$14,746 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`504-224-005`

Property Details

APN / Parcel Number

Primary APN	`504-224-005`
Alternative APN	`504-224-005-0`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,153 sqft Living Area
1st Floor Area	1,153 sqft

Exterior

Year Built	Built 1939
Effective Year Built	Effective 1955
Lot Area	3,600 sqft (0.083 acres)
Garage Type	Attached
Garage Area	185 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	7206 A ST
City	EL CERRITO
State	CA
Zip	94530-4102
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	EAST BAY CENTER TRACT POR 68
Legal Subdivision	EAST BAY CENTER
Legal Lot Number	68
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	2
Census Block	2016
Census Tract	389100

Owner

Source: Contra Costa County assessment roll, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7206 A ST, EL CERRITO, CA 94530-4102
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Deed of Trust, Mortgage · Conventional Mortgage OPTIMUM FIRST INC
Jun 30, 2026	Grant Deed, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Apr 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage MILD FINANCIAL SERVICES LLC
May 1, 2024	Intrafamily Transfer, Transfer
Nov 6, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PATELCO CU
May 31, 2018	Grant Deed, Transfer · Conventional Mortgage PATELCO CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 30, 2026 · Amount on Record
Deed Sale	Jun 30, 2026 · Amount on Record
Prior Sale	May 31, 2018 · Amount on Record
Deed Document Number	202668823
Prior Transfer Date	Jun 20, 2007
Prior Transfer Doc	0000185735
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 30, 2026
Property Address	7206 A ST, EL CERRITO, CA 94530-4102
Document Number	0000068824
Instrument Date	Jun 27, 2026
Instrument	202668824
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7206 A ST, EL CERRITO, CA 94530-4102

Mortgage

Document Number	0000068824,
Date	Jun 30, 2026
Instrument	202668824

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.53%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 30, 2026
Property Address	7206 A ST, EL CERRITO, CA 94530-4102
Document Number	0000068823
Instrument Date	Jun 23, 2026
Instrument	202668823
Transaction Type	Transfer
Record Updated	Jul 20, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$137,208.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7206 A ST, EL CERRITO, CA 94530-4102

Mortgage

Document Number	0000068824,
Date	Jun 30, 2026
Instrument	202668824

Lender

Name	OPTIMUM FIRST INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 29, 2026
Property Address	7206 A ST, EL CERRITO, CA 94530-4102
Document Number	0000044369
Instrument Date	Apr 23, 2026
Instrument	202644369
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust, 212
Address	7206 A ST, EL CERRITO, CA 94530-4102

Mortgage

Document Number	0000044369,
Date	Apr 29, 2026
Instrument	202644369

Lender

Name	MILD FINANCIAL SERVICES LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.38%
Max Rate	-1%

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	May 1, 2024
Property Address	7206 A ST, EL CERRITO, CA 94530-4102
Document Number	0000040883
Map Reference	MB 17 PG 362
Instrument Date	Apr 18, 2024
Instrument	2024-040883
Transaction Type	Transfer
Record Updated	May 17, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7206 A ST, EL CERRITO, CA 94530-4102

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	7206 A ST, EL CERRITO, CA 94530-4102
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	PLACER TITLE CO ROSEVILLE CA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000198405
Date	Nov 6, 2019
Instrument	2019-198405

Lender

Name	PATELCO CU
Type	Credit Union
Address	PLEASANTON, CA 94588

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	85 Months
Due	Dec 1, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	May 31, 2018
Property Address	7206 A ST, EL CERRITO, CA 94530-4102
Document Number	0000086137
Map Reference	MB 17 PG 362
Instrument Date	May 25, 2018
Instrument	2018-086137
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	7206 A ST, EL CERRITO, CA 94530-4102

Mortgage

Document Number	0000086138
Date	May 31, 2018
Instrument	2018-086138

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,079,339 (+2%) Land $812,407 Building $266,932
2025	$14,746.00 (+4.25%)	$1,058,177 (+4.04%) Land $796,478 Building $261,699
2023	$14,145.00 (+1.36%)	$1,017,088 Land $765,550 Building $251,538
2022	$13,955.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 900 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Etheric Communications, LLC..

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