Bay County property record for 7205 Thomas Dr, Unit D705, Panama City Beach, FL 32408
| Property Type | Condominium |
|---|---|
| Details | 2 bd · 1.5 ba · 980 sqft · built 1982 |
| Lot Size | 0.007 acres (313 sqft) |
| Owner | Company Name on File |
| Tax Bill | $4,073 (2025) |
| Deeds & Mortgages | Oct 2017 Transfer |
| Flood Zone | Zone VE (high risk) |
| APN | 30840-590-000 |
| Primary APN | 30840-590-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Units | 2194 Units |
| Stories | 8 Stories |
| Building Area | 980 sqft Living Area |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Condo/Apartment |
| Lot Area | 313 sqft (0.007 acres) |
| View / Lot | Gulf |
| Street Address | 7205 THOMAS DR, D705 |
|---|---|
| City | PANAMA CITY BEACH |
| State | FL |
| Zip | 32408-7562 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SR2 |
| Legal Description | DUNES OF PANAMA PHASE IV CONDO UNIT D-705 ORB 1627 P 1530 2BR 1.5B 900 H&C ORB 3944 P 2331 |
| Legal Range | 15W |
| Legal Township | 04S |
| Legal Section | 08 |
| Legal Subdivision | DUNES OF PANAMA PHASE IV CONDO |
| Legal Phase | 4 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY BEACHES |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 2605 |
7205 Thomas Dr, Unit D705, a condominium, is owned by a company.
Source: Bay County records, as of April 28, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 7205 THOMAS DR, PANAMA CITY, FL 32408-7501 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Oct 11, 2017 |
| Property Address | 7205 THOMAS DR UNIT D705, D705, PANAMA CITY BEACH, FL 32408-7562 |
| Document Number | 0039442331 |
| Book / Page | 003944 / 002331 |
| Instrument Date | Sep 15, 2017 |
| Instrument | 58653 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 112 ABBEY LN ENTERPRISE AL 363305101, ENTERPRISE, AL 36330-5101 |
The 2025 property tax bill for 7205 Thomas Dr, Unit D705 was $4,073, down 17.6% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,073.00 (-17.6%) | $331,339 Building $331,339 | $331,339 Building $331,339 |
| 2024 | $4,943.00 (+14.66%) | ||
| 2023 | $4,311.00 (+15.86%) | $397,800 (+7.31%) Building $397,800 | $397,800 (+7.31%) Building $397,800 |
| 2022 | $3,721.00 | $370,685 Building $370,685 | $370,685 Building $370,685 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7205 Thomas Dr, Unit D705 in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 326 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,352 units insured incl. 1,026 condo units |
| Nearby Flood Claims | 85 (1983–2020) |
| Claims Outside the SFHA | 68 of 85 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7205 Thomas Dr, Unit D705 has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PANAMA CITY BEACH serves 67,205 people · EPA ID FL1030515 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Apr 2025 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 372 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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