7205 Ruwes Oak Dr, Cincinnati, OH 45248 Property Records

Hamilton County property record for 7205 Ruwes Oak Dr, Cincinnati, OH 45248

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,002 sqft · built 2006
Lot Size0.198 acres (8,625 sqft)
Owner2 Individual Names on Record
Last Sale$264,000 (Dec 2017)
Tax Bill$5,283 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN550-0323-0052-00

Property Details

APN / Parcel Number

Primary APN550-0323-0052-00
Alternative APN
  • 5500320063400

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,002 sqft Living Area
Gross Area3,570 sqft
1st Floor Area1,148 sqft
2nd Floor Area854 sqft
Basement Area1,148 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleConventional
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area8,625 sqft (0.198 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
Patio Area204 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address7205 RUWES OAK DR
CityCINCINNATI
StateOH
Zip45248-1098
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAPUD
Legal DescriptionWS RUWES OAK DR 0.1980 AC LOT 88 BRIDGE POINT SUB SECTION 2 BLK A
Legal SubdivisionBRIDGE POINT SUB
Legal BlockA
Legal Lot Number88
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group3
Census Block3005
Census Tract20603

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7205 RUWES OAK DR, CINCINNATI, OH 45248-1098
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 27, 2021Deed of Trust, Mortgage · Line of Credit
AMERISAVE MORTGAGE CORP
Dec 15, 2017Warranty Deed, Transfer · FHA Mortgage
MYCUMORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 15, 2017 · Amount on Record
Deed SaleDec 15, 2017 · Amount on Record
Prior SaleMar 10, 2006 · Amount on Record
Deed Document Number2017114054
Prior Transfer DateAug 20, 2010
Prior Transfer Doc0000000039
Record UpdatedJun 8, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address7205 RUWES OAK DR, CINCINNATI, OH 45248-1098
Transaction TypeMortgage
Record UpdatedAug 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000130201
DateOct 27, 2021
Book Page14532/276
Instrument2021-0130201
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueSep 1, 2046

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateDec 15, 2017
Property Address7205 RUWES OAK DR, CINCINNATI, OH 45248-1098
Document Number0000114054
Book / Page013565 / 001062
Instrument DateDec 7, 2017
Instrument114054
Transaction TypeTransfer
Record UpdatedJan 24, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$792.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address7205 RUWES OAK DR CINCINNATI OH 452481098, CINCINNATI, OH 45248-1098

Mortgage

Document Number114055
DateDec 15, 2017
Book Page013565/001064
Instrument114055
Lender
NameMYCUMORTGAGE
TypeMortgage Company
AddressBEAVERCREEK, OH 45431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 14, 2047

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,283.00 (+2.54%)$101,483 (-) Land $22,750 Building $78,733$289,950 (-) Land $65,000 Building $224,950
2024$5,152.00 (-0.1%)$101,483 (-) Land $22,750 Building $78,733
2023$5,157.00 (-6.85%)$101,483 (+9.83%) Land $22,750 Building $78,733$289,950 (+9.83%) Land $65,000 Building $224,950
2022$5,536.00 Homeowner's exemption$92,400 Land $19,600 Building $72,800
2020$264,000 Land $56,000 Building $208,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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