7205 Panorama Dr, Derwood, MD 20855 Property Records

Montgomery County property record for 7205 Panorama Dr, Derwood, MD 20855

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,487 sqft · built 1966
Lot Size	0.423 acres (18,444 sqft)
Owner	Individual Name on File
Last Sale	$755,000 (May 2025)
Tax Bill	$7,202 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-00125064`

Property Details

APN / Parcel Number

Primary APN	`04-00125064`
Alternative APN	`00125064`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,487 sqft Living Area
Gross Area	3,015 sqft
1st Floor Area	1,066 sqft
Basement Area	355 sqft
Finished Basement	355 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Bi-Level
Exterior Material	Combination
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	18,444 sqft (0.423 acres)
Garage Type	Attached
Garage Area	468 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	00125064
Street Address	7205 PANORAMA DR
City	DERWOOD
State	MD
Zip	20855-1940
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R200
Legal Description	CANDLEWOOD PARK
Legal Subdivision	CANDLEWOOD PARK
Legal Block	6
Legal Lot Number	7
Jurisdiction	MONTGOMERY MD
Township / Civil Division	4
Census Block Group	1
Census Block	1000
Census Tract	701212

Owner

7205 Panorama Dr is owned and occupied by an individual who bought it in May 2025.

Source: Montgomery County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	7205 PANORAMA DR, DERWOOD, MD 20855-1940
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2025 · Amount on File
Deed Sale	May 9, 2025 · Amount on File
Prior Sale	Nov 16, 2022 · Amount on File
Deed Book / Page	69158 / 321
Prior Transfer Date	Dec 2, 2016
Prior Transfer Doc	0533620201
Record Updated	Sep 20, 2026

November 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Nov 16, 2022
Property Address	7205 PANORAMA DR, ROCKVILLE, MD 20855-1940
Document Number	0665010142
Book / Page	66501 / 142
Map Reference	MB 77 PL 7735
Instrument Date	Nov 16, 2022
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	BLUE NOTE TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7205 PANORAMA DR, ROCKVILLE, MD 20855-1940

Mortgage

Document Number	0066501150
Date	Nov 16, 2022
Instrument	66501/150

Lender

Name	SANDY SPRING BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.75%
Type Change Date	Dec 1, 2029
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	11.7%
Index	Other
Margin	3
Max Rate	11.7%

Tax Assessment & Valuation

The 2025 property tax bill for 7205 Panorama Dr was $7,202, up 9.7% from the year before.

Source: Montgomery County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$612,700 (+8.39%) Land $298,800 Building $313,900	$612,700 (-) Land $298,800 Building $313,900
2025	$7,202.00 (+9.65%)	$565,267	$612,700 Land $298,800 Building $313,900
2024	$6,568.00
2023		$470,400 Land $284,600 Building $185,800	$470,400 Land $284,600 Building $185,800
2022	$4,987.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7205 Panorama Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7205 Panorama Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2018–2020) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20