Lake County property record for 7205 Locust Ave, Gary, IN 46403
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,776 sqft · built 1990 |
| Lot Size | 0.069 acres (3,006 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $6,416 (2024) |
| Deeds & Mortgages | Jul 2026 Sale Sep 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-25-46-0094-0012 |
| Primary APN | 001-25-46-0094-0012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,776 sqft Living Area |
| Gross Area | 2,036 sqft |
| 1st Floor Area | 1,776 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Row Home |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 3,006 sqft (0.069 acres) |
| Lot Dimensions | 125 ft deep x 24 ft wide |
| Terrain | Rolling |
| View / Lot | Alley |
| Garage Type | Attached |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 7205 LOCUST AVE |
|---|---|
| City | GARY |
| State | IN |
| Zip | 46403-1252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORCOTTS ADD. INDIANA CITY E.20.25FT. OF L.12 & W.3.5FT. OF L.11 BL.8 |
| Legal Subdivision | NORCOTTS ADD |
| Legal Block | 8 |
| Legal Lot Number | 12 |
| Jurisdiction | LAKE IN |
| Township / Civil Division | CALUMET |
| Census Block Group | 4 |
| Census Block | 4014 |
| Census Tract | 10100 |
Source: Lake County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7205 LOCUST AVE, GARY, IN 46403-1252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 31, 2026 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Sep 14, 2022 | Warranty Deed, Transfer · Conventional Mortgage STAR FINANCIAL BANK |
| May 9, 2019 | Warranty Deed, Transfer MERIDIAN TITLE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 31, 2026 |
| Deed Sale | Jul 31, 2026 |
| Prior Sale | Sep 14, 2022 · Amount on Record |
| Deed Document Number | 2026532325 |
| Prior Transfer Date | Mar 23, 2015 |
| Prior Transfer Doc | 0000024413 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Jul 31, 2026 |
| Property Address | 7205 LOCUST AVE, GARY, IN 46403-1252 |
| Document Number | 0000532325 |
| Instrument Date | Jul 29, 2026 |
| Instrument | 2026532325 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7205 LOCUST AVE, GARY, IN 46403-1252 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | Sep 14, 2022 |
| Property Address | 7205 LOCUST AVE, GARY, IN 46403-1252 |
| Document Number | 0000037745 |
| Map Reference | MB 1 PG 14 |
| Instrument Date | Sep 14, 2022 |
| Instrument | 2022-537745 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2023 |
| Title Company | MERIDIAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IN |
| Name | Verified Name |
|---|---|
| Address | 7205 LOCUST AVE, GARY, IN 46403-1252 |
| Document Number | 0000037746 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 2022-537746 |
| Name | STAR FINANCIAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE IN |
| Recording Date | May 9, 2019 |
| Property Address | 7205 LOCUST AVE, GARY, IN 46403-1252 |
| Document Number | 0000027140 |
| Map Reference | MB 1 PG 14 |
| Instrument Date | May 2, 2019 |
| Instrument | 2019 027140 |
| Transaction Type | Transfer |
| Record Updated | Aug 8, 2022 |
| Title Company | MERIDIAN TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 7205 LOCUST AVE, GARY, IN 46403-1252 |
Source: Lake County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Lake County |
| County Subdivision | Calumet Township |
| Municipality | Gary City |
| Unified School District | Gary Community School Corporation (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $277,500 (+14.15%) Land $55,600 Building $221,900 | $277,500 (+14.15%) Land $55,600 Building $221,900 | |
| 2024 | $6,416.00 (+36.57%) | ||
| 2023 | $243,100 (+32.55%) Land $46,600 Building $196,500 | $243,100 (+32.55%) Land $46,600 Building $196,500 | |
| 2022 | $4,698.00 (-70.73%) | $183,400 Land $13,000 Building $170,400 | $183,400 Land $13,000 Building $170,400 |
| 2021 | $16,053.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 16, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 73% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDIANA AMERICAN WATER - NORTHWEST private · serves 210,510 people · EPA ID IN5245015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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