7205 Indian Summer Ln, Frederick, MD 21702 Property Records

Frederick County property record for 7205 Indian Summer Ln, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,864 sqft · built 1983
Lot Size	0.231 acres (10,050 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,316 (2025)
Deeds & Mortgages	May 2019 Line of Credit Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-537611`

Property Details

APN / Parcel Number

Primary APN	`28-537611`
Alternative APN	`537611`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,864 sqft Living Area
Gross Area	2,296 sqft
1st Floor Area	1,096 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	10,050 sqft (0.231 acres)
Garage Type	Attached
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	192 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	537611
Street Address	7205 INDIAN SUMMER LN
City	FREDERICK
State	MD
Zip	21702-3079
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5
Legal Description	LT 191 PLAT 9 SECT 1 10050 SQ FT N/S INDIAN SUMMER LANE
Legal Subdivision	BROADVIEW ACRES
Legal Lot Number	191
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	3
Census Block	3005
Census Tract	750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7205 INDIAN SUMMER LN, FREDERICK, MD 21702-3079
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2019	Deed of Trust, Mortgage · Line of Credit SUNTRUST BANK
Dec 1, 2020	Quit Claim Deed, Transfer TRUIST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Oct 20, 2020
Transfer Doc	0143110344
Record Updated	Sep 20, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	7205 INDIAN SUMMER LN, FREDERICK, MD 21702-3079
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0129540172
Date	May 7, 2019
Book Page	12954/0172

Lender

Name	SUNTRUST BANK
Type	Bank
Address	BALTIMORE, MD 21202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 1, 2020
Property Address	7205 INDIAN SUMMER LN, FREDERICK, MD 21702-3079
Document Number	0143110344
Book / Page	014311 / 000344
Instrument Date	Oct 20, 2020
Transaction Type	Transfer
Record Updated	Feb 23, 2021
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7205 INDIAN SUMMER LN FREDERICK MD 217023079, FREDERICK, MD 21702-3079

Mortgage

Document Number	143320082
Date	Dec 1, 2020
Book Page	014332/000082

Lender

Name	TRUIST BK
Address	RICHMOND, VA 23224

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Nov 30, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$396,567 (+5.72%)	$439,500 (+17.17%) Land $150,000 Building $289,500
2025	$4,316.00 (+6.07%) Homeowner's exemption	$375,100 (+16.26%) Land $105,500 Building $269,600	$375,100 (-) Land $105,500 Building $269,600
2024	$4,069.00 (+8.56%)
2023	$3,748.00 Homeowner's exemption	$322,633	$375,100 Land $105,500 Building $269,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Glo Fiber.

Nearby Properties on Indian Summer Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures