Bell County property record for 7205 Gemstone, Killeen, TX 76542
| Property Type | Single Family Home |
|---|---|
| Details | 3,379 sqft · built 2015 |
| Lot Size | 0.331 acres (14,431 sqft) |
| Owner | Individual Name on Record |
| Deeds & Mortgages | Mar 2017 Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0956672820 |
| Primary APN | 0956672820 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,379 sqft Living Area |
| 1st Floor Area | 2,183 sqft |
| 2nd Floor Area | 1,196 sqft |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 14,431 sqft (0.331 acres) |
| Lot Dimensions | 185 ft deep x 78 ft wide |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 203 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Account Number | 798907 |
|---|---|
| Street Address | 7205 GEMSTONE |
| City | KILLEEN |
| State | TX |
| Zip | 76542-3404 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WHITE ROCK ESTATES PHASE FIVE, BLOCK 004, LOT 0013 |
| Legal Subdivision | WHITE ROCK ESTATES PHASE FIVE |
| Legal Block | 4 |
| Legal Lot Number | 13 |
| Jurisdiction | BELL TX |
| Township / Civil Division | KILLEEN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 22402 |
Source: Bell County records, as of November 9, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 7205 GEMSTONE, KILLEEN, TX 76542-3404 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 22, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Oct 30, 2017 | Deed of Trust, Mortgage · VA Mortgage SMI LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 30, 2015 |
| Deed Sale | Jul 30, 2015 |
| Deed Document Number | 2015-00028847 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 7205 GEMSTONE, KILLEEN, TX 76542-3404 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000011112 |
|---|---|
| Date | Mar 22, 2017 |
| Instrument | 2017-00011112 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Nov 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 7205 GEMSTONE, KILLEEN, TX 76542-3404 |
| Document Number | 0000047619 |
| Instrument Date | Oct 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 7205 GEMSTONE KILLEEN TX 765423404, KILLEEN, TX 76542-3404 |
| Document Number | 0000047619 |
|---|---|
| Date | Nov 13, 2017 |
| Instrument | 47619 |
| Name | SMI LNDG |
|---|---|
| Address | DALLAS, TX 75244 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 12, 2047 |
Source: Bell County assessment roll, as of August 1, 2023
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Municipality | Killeen City |
| Unified School District | Killeen Independent School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $421,999 Land $50,000 Building $371,999 | $421,999 Land $50,000 Building $371,999 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 85% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF KILLEEN serves 161,027 people · EPA ID TX0140006 |
|---|---|
| Water Source | Purchased surface water from BELL COUNTY WCID 1 |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Brightspeed Fiber | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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