7205 Flagstone Dr, Ooltewah, TN 37363 Property Records

Hamilton County property record for 7205 Flagstone Dr, Ooltewah, TN 37363

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,574 sqft · built 1992
Lot Size	0.615 acres (26,827 sqft)
Owner	2 Individual Names on Record
Last Sale	$335,000 (Jan 2026)
Tax Bill	$1,284 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Oct 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`122N A 035`

Property Details

APN / Parcel Number

Primary APN	`122N A 035`
Alternative APN	`0000128340`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,574 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,827 sqft (0.615 acres)
Lot Dimensions	160 ft deep x 169 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000128340
Street Address	7205 FLAGSTONE DR
City	OOLTEWAH
State	TN
Zip	37363-8782
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LT 89 FLAGSTONE SUB UNIT 3 PB 43 PG 159
Legal Subdivision	FLAGSTONE SUB
Legal Lot Number	89
Legal Unit	3
Jurisdiction	HAMILTON TN
Township / Civil Division	9
Census Block Group	2
Census Block	2003
Census Tract	11447

Owner

Source: Hamilton County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7205 FLAGSTONE DR, OOLTEWAH, TN 37363-8782
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2026	Warranty Deed, Transfer · Conventional Mortgage WEST CAPITAL LENDING INC
Oct 31, 2019	Warranty Deed, Transfer LENDINGHOME FNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 30, 2026 · Amount on Record
Deed Sale	Jan 30, 2026 · Amount on Record
Prior Sale	Jun 30, 2016 · Amount on Record
Deed Document Number	2026105
Deed Book / Page	14179 / 804
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 30, 2026
Property Address	7205 FLAGSTONE DR, OOLTEWAH, TN 37363-8782
Document Number	0000000105
Book / Page	14179 / 804
Map Reference	MB 43 PG 159
Instrument Date	Jan 30, 2026
Instrument	2026013000105
Transaction Type	Transfer
Record Updated	Feb 19, 2026
Title Company	REALTY TITLE INC, REALTY T&E SVCS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7205 FLAGSTONE DR, OOLTEWAH, TN 37363-8782

Mortgage

Document Number	0014179807
Date	Jan 30, 2026
Instrument	14179/807

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Oct 31, 2019
Property Address	7205 FLAGSTONE DR, OOLTEWAH, TN 37363-8782
Document Number	1031000012
Book / Page	011805 / 000101
Instrument Date	Oct 25, 2019
Instrument	191031000012
Transaction Type	Transfer
Record Updated	Nov 20, 2019
Title Company	ADMIRAL TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11002 KINGSTON PIKE #203 KNOXVILLE TN 379342829, 203, KNOXVILLE, TN 37934-2829
Investor	Possibly a Property Investor

Mortgage

Document Number	1031000013
Date	Oct 31, 2019
Book Page	011805/000104
Instrument	191031000013

Lender

Name	LENDINGHOME FNDG
Type	Funding / Finance Company
Address	SAN FRANCISCO, CA 94104

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,284.00 (+8.81%)	$84,775 (+60.63%)	$339,100 (+60.63%) Land $40,000 Building $299,100
2024	$1,180.00	$52,775 (-)	$211,100 (-) Land $40,000 Building $171,100
2023	$1,180.00	$52,775	$211,100 Land $40,000 Building $171,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 62% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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