7205 54th Ter E, Palmetto, FL 34221 Property Records

Manatee County property record for 7205 54th Ter E, Palmetto, FL 34221

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,275 sqft · built 2008
Lot Size	0.15 acres (6,536 sqft)
Owner	Individual Name on Record
Tax Bill	$3,198 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Dec 2019 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`6601-1765-9`

Property Details

APN / Parcel Number

Primary APN	`6601-1765-9`
Alternative APNs	`331828660117659` `0660117659`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	1,275 sqft Living Area
Gross Area	1,809 sqft
1st Floor Area	1,275 sqft

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2013
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,536 sqft (0.15 acres)
Lot Dimensions	115 ft deep x 58 ft wide
View / Lot	Standard
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	134 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Old Parcel Number	0660117659
Street Address	7205 54TH TER E
City	PALMETTO
State	FL
Zip	34221-9420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD-R
Legal Description	LOT 149 CRYSTAL LAKES PI#6601.1765/9
Legal Range	18E
Legal Township	33S
Legal Section	28
Legal Subdivision	CRYSTAL LAKES
Legal Tract	00660100
Legal Lot Number	149
Jurisdiction	MANATEE FL
Township / Civil Division	PARRISH
Census Block Group	4
Census Block	4012
Census Tract	1916

Owner

Source: Manatee County records, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7205 54TH TER E, PALMETTO, FL 34221-9420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 19, 2019	Intrafamily Transfer, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 20, 2019	Correction Deed, Transfer FIRST SOURCE TITLE
Sep 26, 2019	Deed of Trust, Mortgage · FHA Mortgage HOME PT FIN'L
Aug 31, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Aug 3, 2018	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 20, 2019
Deed Sale	Dec 20, 2019
Prior Sale	Nov 19, 2019
Deed Document Number	2019128151
Deed Book / Page	2819 / 768
Prior Transfer Date	Sep 26, 2019
Prior Transfer Doc	0028190768
Record Updated	Jun 8, 2026

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Nov 19, 2019
Property Address	7205 54TH TER E, PALMETTO, FL 34221-9420
Document Number	0028133301
Book / Page	2813 / 3301
Map Reference	MB 47 PG 1
Instrument Date	Sep 26, 2019
Instrument	201941116298
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	FIRST SOURCE TITLE INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7205 54TH TER E, PALMETTO, FL 34221-9420

Mortgage

Document Number	28133303
Date	Nov 19, 2019
Instrument	2813-3303

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 1, 2049

December 2019: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MANATEE FL
Recording Date	Dec 20, 2019
Property Address	7205 54TH TER E, PALMETTO, FL 34221-9420
Document Number	0028190768
Book / Page	002819 / 000768
Instrument Date	Sep 26, 2019
Instrument	41128151
Transaction Type	Transfer
Record Updated	May 11, 2021
Title Company	FIRST SOURCE TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7205 54TH TER E PALMETTO FL 342219420, PALMETTO, FL 34221-9420

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7205 54TH TER E, PALMETTO, FL 34221-9420
Document Number	0028190770
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	May 11, 2021
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7205 54TH TER E PALMETTO FL 342219420, PALMETTO, FL 34221-9420

Mortgage

Document Number	0028190770
Date	Dec 20, 2019
Book Page	002819/000770
Instrument	41128152

Lender

Name	HOME PT FIN'L
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MANATEE FL
Recording Date	Aug 31, 2018
Property Address	7205 54TH TER E, PALMETTO, FL 34221-9420
Document Number	0027456701
Book / Page	002745 / 006701
Instrument Date	Aug 31, 2018
Instrument	41090031
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$420.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7205 54TH TER E PALMETTO FL 342219420, PALMETTO, FL 34221-9420

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	7205 54TH TER E, PALMETTO, FL 34221-9420
Document Number	0027426912
Instrument Date	Aug 3, 2018
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7205 54TH TER E PALMETTO FL 342219420, PALMETTO, FL 34221-9420

Mortgage

Document Number	0027426912
Date	Aug 14, 2018
Book Page	002742/006912
Instrument	41082934

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2048

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$256,580 (-6.26%) Land $30,600 Building $225,980	$256,580 (-6.26%) Land $30,600 Building $225,980
2024	$3,198.00 (-7.28%)
2023	$3,449.00 (+10.94%)	$273,702 (+14.39%) Land $30,600 Building $243,102	$273,702 (+14.39%) Land $30,600 Building $243,102
2022	$3,109.00	$239,280 Land $30,000 Building $209,280	$239,280 Land $30,000 Building $209,280

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 276 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	276 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 83% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Hotwire Communications.

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