72045 McKay Rd, Bruce (Romeo), MI 48065 Property Records

Macomb County property record for 72045 McKay Rd, Bruce, MI 48065

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,068 sqft · built 1975
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on Record
Last Sale	$275,000 (Apr 2020)
Tax Bill	$4,099 (2025)
Deeds & Mortgages	Apr 2020 Sale May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01-26-200-008`

Property Details

APN / Parcel Number

Primary APN	`14-01-26-200-008`
Alternative APN	`0126200008`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,068 sqft Living Area
1st Floor Area	1,384 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Colonial
Lot Area	50,965 sqft (1.17 acres)
Lot Dimensions	255 ft deep x 200 ft wide
Garage Type	Attached
Garage Area	743 sqft
Parking Spaces	3 Parking Spaces
Patio Area	216 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	72045 MCKAY RD
City	BRUCE TWP
State	MI
Zip	48065-3912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	T5N R12E SEC 26 BEG AT E 1/4 POST SEC 26; TH N 89 DEG 49'38" W 255.0 FT ALG E & W 1/4 LINE; THN 0 DEG 00'30" E 200.0 FT; TH S 89 DEG 49'38" E 255.0 FT TO E SEC LINE; TH S 0 DEG 00'30" W 200.0 FT ALG SD SEC LINE TO PT OF BEG. 1.17 ACRES MANATRON #: 00
Legal Range	12E
Legal Township	05N
Legal Section	26
Jurisdiction	MACOMB MI
Township / Civil Division	BRUCE
Census Block Group	1
Census Block	1034
Census Tract	214000

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	72045 MCKAY RD, BRUCE TWP, MI 48065-3912
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Warranty Deed, Transfer PREMIER TITLE AGENCY
May 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU
Apr 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Jul 7, 2015 · Amount on Record
Deed Document Number	202048138
Deed Book / Page	26649 / 684
Prior Transfer Date	Apr 15, 2020
Prior Transfer Doc	0000048138
Record Updated	Oct 29, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Apr 16, 2020
Property Address	72045 MCKAY RD, BRUCE TWP, MI 48065-3912
Document Number	0000048138
Book / Page	26649 / 684
Instrument Date	Apr 15, 2020
Instrument	2048138
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	PREMIER TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$2,365.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	55323 LASSEN DR, 55323, MACOMB, MI 48042-1653

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	72045 MCKAY RD, BRUCE TWP, MI 48065-3912
Document Number	0000058078
Instrument Date	May 10, 2019
Transaction Type	Mortgage
Record Updated	Jun 17, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72045 MCKAY RD BRUCE TWP MI 480653912, BRUCE TWP, MI 48065-3912

Mortgage

Document Number	0000058078
Date	May 22, 2019
Book Page	025976/000105
Instrument	58078

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	May 21, 2029

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	72045 MCKAY RD, BRUCE TWP, MI 48065-3912
Document Number	0000050184
Book / Page	024665 / 000687
Instrument Date	Apr 7, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	72045 MCKAY RD BRUCE TWP MI 480653912, BRUCE TWP, MI 48065-3912

Mortgage

Document Number	0000050184
Date	Apr 18, 2017
Book Page	024665/000687
Instrument	50184

Lender

Name	MICHIGAN SCHOOLS & GOV'T CU
Type	Credit Union
Address	CLINTON TOWNSHIP, MI 48038

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 17, 2027

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Macomb County
County Subdivision	Bruce Township
Unified School District	Romeo Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$155,100 (+27.55%)	$310,200 (+27.55%)
2025	$4,099.00 (+15.14%)
2023		$121,600	$243,200
2022	$3,560.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2004)
Most Recent Claim	May 2004 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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