Gloucester County property record for 7204 Wellford Ln, Gloucester, VA 23061
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,310 sqft · built 1989 |
| Lot Size | 0.878 acres (38,246 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Jul 2017) |
| Tax Bill | $3,848 (2026) |
| Deeds & Mortgages | Jul 2021 Line of Credit Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 23994 |
| Primary APN | 23994 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,310 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 38,246 sqft (0.878 acres) |
| Garage Area | 586 sqft |
| Porch | Slab |
| Deck Area | 472 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 7204 WELLFORD LN |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-5110 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF-1 |
| Legal Description | GLEN ROY EST SEC III LOT 13 WARE RIVER |
| Legal Subdivision | GLEN ROY |
| Legal Lot Number | 13 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | WARE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 100203 |
Source: Gloucester County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7204 WELLFORD LN, GLOUCESTER, VA 23061-5110 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 9, 2021 | Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK |
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Jul 31, 2017 | Warranty Deed, Transfer · Conventional Mortgage STATE FARM BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 31, 2017 · Amount on Record |
| Deed Sale | Jul 31, 2017 · Amount on Record |
| Deed Document Number | 20173580 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7204 WELLFORD LN, GLOUCESTER, VA 23061-5110 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0210004873 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 210004873 |
| Name | CHESAPEAKE BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 7204 WELLFORD LN, GLOUCESTER, VA 23061-5110 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0200003332 |
|---|---|
| Date | Jul 10, 2020 |
| Instrument | 200003332 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2035 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Jul 31, 2017 |
| Property Address | 7204 WELLFORD LN, GLOUCESTER, VA 23061-5110 |
| Document Number | 170003580 |
| Instrument Date | Jul 14, 2017 |
| Instrument | 170003580 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | THE CLOSING SHOP LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7204 WELLFORD LN, GLOUCESTER, VA 23061-5110 |
| Document Number | 170003581 |
|---|---|
| Date | Jul 31, 2017 |
| Instrument | 170003581 |
| Name | STATE FARM BANK FSB |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 15, 2037 |
| Rate Type | Fixed Rate |
|---|
Source: Gloucester County assessment roll, as of October 27, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,848.00 (+21.77%) | $659,980 (+28.23%) Land $240,800 Building $419,180 | $659,980 (+28.23%) Land $240,800 Building $419,180 |
| 2025 | $3,160.00 (+5.33%) | $514,690 (-) Land $138,260 Building $376,430 | $514,690 (-) Land $138,260 Building $376,430 |
| 2024 | $3,000.00 | $514,690 (-) Land $138,260 Building $376,430 | $514,690 (-) Land $138,260 Building $376,430 |
| 2023 | $3,000.00 (+11.69%) | $514,690 (+38.88%) Land $138,260 Building $376,430 | $514,690 (+38.88%) Land $138,260 Building $376,430 |
| 2022 | $2,686.00 | $370,590 Land $103,410 Building $267,180 | $370,590 Land $103,410 Building $267,180 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 7.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 145 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 145 in force |
| Nearby Flood Claims | 109 (1985–2016) |
| Claims Outside the SFHA | 13 of 109 |
| Most Recent Claim | Sep 2016 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 43 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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