7204 Watson's Parish Dr, O Fallon, MO 63368 Property Records

St. Charles County property record for 7204 Watson's Parish Dr, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1991
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$173,800 (Apr 2002)
Tax Bill	$3,896 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`A922000506`

Property Details

APN / Parcel Number

Primary APN	`A922000506`
Alternative APN	`2-113A-6771-00-091D.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	3,528 sqft
1st Floor Area	1,584 sqft
Basement Area	1,544 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Brick/Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	32 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	A922000506
Street Address	7204 WATSONS PARISH DR
City	O FALLON
State	MO
Zip	63368-8147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TWIN CHIMNEYS PH1 VLG D WATSON PARISH LOT 91D
Legal Subdivision	TWIN CHIMNEYS PH1 VLG D WATSON PARISH
Legal Lot Number	91D
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1032
Census Tract	311154

Owner

7204 Watson's Parish Dr is owned and occupied by an individual who acquired it in September 2019.

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	7204 WATSONS PARISH DR, O FALLON, MO 63368-8147
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
Oct 28, 2020	Deed of Trust, Mortgage CORNERSTONE FIRST MTG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2002 · Amount on File
Deed Sale	Apr 19, 2002 · Amount on File
Prior Sale	Jun 4, 1999 · Amount on File
Deed Document Number	200236862
Deed Book / Page	2870 / 1956
Last Transfer Date	Sep 19, 2019
Transfer Doc	0071700773
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7204 WATSONS PARISH DR, O FALLON, MO 63368-8147
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TOUCHSTONE TITLE & ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0068831253
Date	Feb 26, 2018
Book Page	6883/1253
Instrument	20180226000101920

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2033

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	7204 WATSONS PARISH DR, O FALLON, MO 63368-8147
Document Number	0000086059
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7204 WATSONS PARISH DR DARDENNE PRAIRIE MO 633688147, DARDENNE PRAIRIE, MO 63368-8147

Mortgage

Document Number	0000086059
Date	Nov 6, 2020
Instrument	86059

Lender

Name	CORNERSTONE FIRST MTG INC
Address	SAN DIEGO, CA 92108

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 7204 Watson's Parish Dr was $3,896, up 5% from the year before.

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,636 (-)	$319,139 (-) Building $319,139
2025	$3,896.00 (+4.96%)	$60,636	$319,139 Building $319,139
2024	$3,712.00
2023		$56,080
2022			$295,157 Land $45,000 Building $250,157

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 7204 Watson's Parish Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7204 Watson's Parish Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 466 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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