Howard County property record for 7204 Talisman Ln, Columbia, MD 21045
| Property Type | Townhouse |
|---|---|
| Details | 2.5 ba · 1,236 sqft · built 1975 |
| Lot Size | 0.029 acres (1,263 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $245,000 (Dec 2018) |
| Tax Bill | $5,652 (2026) |
| Deeds & Mortgages | Feb 2017 Mortgage Jul 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-086681 |
| Primary APN | 16-086681 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,236 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 1,263 sqft (0.029 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 086681 |
|---|---|
| Street Address | 7204 TALISMAN LN |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4823 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | NT |
| Legal Description | LOT C 164 S 1 AR 1 7204 TALISMAN LN VIL OWEN BROWN |
| Legal Subdivision | VILLAGE OF OWEN BROWN |
| Legal Lot Number | C 164 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 606704 |
7204 Talisman Ln, a townhouse, is owned and occupied by two individuals who bought it in December 2018.
Source: Howard County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7204 TALISMAN LN, COLUMBIA, MD 21045-4823 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 8, 2017 | Deed of Trust, Mortgage · Commercial Mortgage SUNTRUST BANK |
| Jul 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Dec 17, 2018 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2018 · Amount on File |
| Deed Sale | Dec 17, 2018 · Amount on File |
| Prior Sale | Jul 19, 2013 · Amount on File |
| Deed Book / Page | 18487 / 329 |
| Prior Transfer Date | Jun 9, 2012 |
| Prior Transfer Doc | 0147150308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7204 TALISMAN LN, COLUMBIA, MD 21045-4823 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0174320344 |
|---|---|
| Date | Feb 8, 2017 |
| Book Page | 17432/344 |
| Instrument | 17432-344 |
| Name | SUNTRUST BANK |
|---|---|
| Type | Bank |
| Address | BALTIMORE, MD 21202 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 7204 TALISMAN LN, COLUMBIA, MD 21045-4823 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | MID ATLANTIC SETMNT SVCS LLC |
| Name | Verified Name |
|---|
| Document Number | 0195320228 |
|---|---|
| Date | Jul 14, 2020 |
| Book Page | 19532/228 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Dec 17, 2018 |
| Property Address | 7204 TALISMAN LN, COLUMBIA, MD 21045-4823 |
| Document Number | 0184870329 |
| Book / Page | 18487 / 329 |
| Map Reference | MB29 FO80 |
| Instrument Date | Dec 7, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | TITLE RESOURCES GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,062.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 7204 TALISMAN LN, COLUMBIA, MD 21045-4823 |
| Document Number | 0018487336 |
|---|---|
| Date | Dec 17, 2018 |
| Instrument | 18487/336 |
| Name | GUARANTEED RATE AFFINITY INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2049 |
The 2026 property tax bill for 7204 Talisman Ln was $5,652, up 6.9% from the year before.
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,652.00 (+6.9%) | $362,100 (+7.13%) Land $110,000 Building $252,100 | $362,100 (-) Land $110,000 Building $252,100 |
| 2025 | $5,287.00 | $338,000 | $362,100 Land $110,000 Building $252,100 |
| 2023 | $289,800 Land $100,000 Building $189,800 | $289,800 Land $100,000 Building $189,800 | |
| 2022 | $3,063.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7204 Talisman Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7204 Talisman Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 456 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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