7204 SW 85th Ter, Gainesville, FL 32608 Property Records

Alachua County property record for 7204 SW 85th Ter, Gainesville, FL 32608

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,161 sqft · built 2003
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$455,000 (Feb 2023)
Tax Bill	$8,039 (2024)
Deeds & Mortgages	Feb 2023 Sale Jul 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07061-080-052`

Property Details

APN / Parcel Number

Primary APN	`07061-080-052`
Alternative APN	`00775150000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,161 sqft Heated Area
1st Floor Area	2,161 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,276 sqft (0.189 acres)
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	298 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	00775150000
Street Address	7204 SW 85TH TER
City	GAINESVILLE
State	FL
Zip	32608-5694
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	MENTONE CLUSTER DEVELOPMENT PH 8 PB 22 PG 56 LOT 52 OR 5069/1146
Legal Range	19E
Legal Township	10S
Legal Section	29
Legal Subdivision	MENTONE CLUSTER
Legal Phase	8
Legal Lot Number	52
Jurisdiction	ALACHUA FL
Township / Civil Division	NEWBERRY-ARCHER
Census Block Group	3
Census Block	3038
Census Tract	2209

Owner

Source: Alachua County records, as of January 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7204 SW 85TH TER, GAINESVILLE, FL 32608-5694
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2023	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 14, 2021	Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK
Nov 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage CAPITAL CITY HM LNS LLC
Oct 5, 2017	Warranty Deed, Transfer · Commercial Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 9, 2023 · Amount on Record
Deed Sale	Feb 9, 2023 · Amount on Record
Prior Sale	Oct 5, 2017 · Amount on Record
Deed Document Number	3472024
Deed Book / Page	5069 / 1146
Record Updated	Jun 8, 2026

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Feb 9, 2023
Property Address	7204 SW 85TH TER, GAINESVILLE, FL 32608-5694
Document Number	0050691146
Book / Page	5069 / 1146
Map Reference	MB 22 PG 56
Instrument Date	Feb 7, 2023
Instrument	3472024
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$3,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	194 SW 131ST ST, NEWBERRY, FL 32669-3052

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7204 SW 85TH TER, GAINESVILLE, FL 32608-5694

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	7204 SW 85TH TER, GAINESVILLE, FL 32608-5694
Transaction Type	Mortgage
Record Updated	Jul 30, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7204 SW 85TH TER, GAINESVILLE, FL 32608-5694

Mortgage

Document Number	0049110066
Date	Jul 14, 2021
Book Page	4911/66
Instrument	3351902

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jul 10, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALACHUA FL
Property Address	7204 SW 85TH TER, GAINESVILLE, FL 32608-5694
Document Number	0048340677
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7204 SW 85TH TER GAINESVILLE FL 326085694, GAINESVILLE, FL 32608-5694

Mortgage

Document Number	0048340677
Date	Nov 23, 2020
Book Page	004834/000677
Instrument	3299179

Lender

Name	CAPITAL CITY HM LNS LLC
Address	LAWRENCEVILLE, GA 30043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 22, 2035

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALACHUA FL
Recording Date	Oct 5, 2017
Property Address	7204 SW 85TH TER, GAINESVILLE, FL 32608-5694
Document Number	0045482363
Book / Page	4548 / 2363
Map Reference	MB22 PG56
Instrument Date	Oct 2, 2017
Instrument	3084611
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,848.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6402 LINDYANN LN, 6402, HOUSTON, TX 77008-3234

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7204 SW 85TH TER, GAINESVILLE, FL 32608-5694

Mortgage

Document Number	3084613
Date	Oct 5, 2017
Instrument	3084613

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Mortgage

Document Number	0045482365
Date	Oct 5, 2017
Book Page	4548/2365
Instrument	3084612

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Alachua County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Alachua County
Unified School District	Alachua County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$370,714 (+47.81%) Land $101,000 Building $269,714	$370,714 (+8.38%) Land $101,000 Building $269,714
2024	$8,039.00 (+61.04%)
2023	$4,992.00 (+4.7%) Homeowner's exemption Senior Citizen's exemption	$250,812 (+3%)	$342,056 (+10.08%) Land $65,000 Building $277,056
2022	$4,768.00 Homeowner's exemption	$243,507	$310,739 Land $65,000 Building $245,739

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 44 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	44 in force
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRU - MURPHREE WTP public/private · serves 195,768 people · EPA ID FL2010946
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 431 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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