7204 Sims Rd, Waxhaw, NC 28173 Property Records

Union County property record for 7204 Sims Rd, Waxhaw, NC 28173

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,836 sqft · built 1999
Lot Size	2.09 acres (91,040 sqft)
Owner	Individual Name on File
Tax Bill	$2,059 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-117-011B`

Property Details

APN / Parcel Number

Primary APN	`05-117-011B`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,836 sqft Living Area
1st Floor Area	1,836 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	91,040 sqft (2.09 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	155 sqft
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	7204 SIMS RD
City	WAXHAW
State	NC
Zip	28173-7627
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	BIGHAM 1313-517 & EASEMENT
Jurisdiction	UNION NC
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1039
Census Tract	21014

Owner

7204 Sims Rd is owned and occupied by an individual who acquired it in October 1999.

Source: Union County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7204 SIMS RD, WAXHAW, NC 28173-7627
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jun 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 18, 1999
Transfer Doc	0000005938
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7204 SIMS RD, WAXHAW, NC 28173-7627
Transaction Type	Mortgage
Record Updated	Jun 6, 2023
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7204 SIMS RD, WAXHAW, NC 28173-7627

Mortgage

Document Number	0008711886
Date	May 22, 2023
Book Page	8711/886
Instrument	11941

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	7204 SIMS RD, WAXHAW, NC 28173-7627
Transaction Type	Mortgage
Record Updated	Jul 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8135395
Date	Jun 14, 2021
Book Page	8135/395
Instrument	28046

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 7204 Sims Rd was $2,059.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,800 (-) Land $139,900 Building $288,900	$428,800 (-) Land $139,900 Building $288,900
2025	$2,059.00	$428,800 Land $139,900 Building $288,900	$428,800 Land $139,900 Building $288,900
2023	$1,926.00	$305,800 Land $36,800 Building $269,000	$305,800 Land $36,800 Building $269,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7204 Sims Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7204 Sims Rd is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Windstream.

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