7204 Reef St, Navarre, FL 32566 Property Records

Santa Rosa County property record for 7204 Reef St, Navarre, FL 32566 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,747 sqft · built 2000
Lot Size	0.458 acres (19,994 sqft)
Owner	2 Owner Names on File
Last Sale	$297,000 (Mar 2007)
Tax Bill	$4,512 (2024)
Flood Zone	Zone X (minimal risk)
APN	`18-2S-26-1920-16400-0090`

Property Details

APN / Parcel Number

Primary APN	`18-2S-26-1920-16400-0090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,747 sqft Heated Area
Gross Area	3,418 sqft
1st Floor Area	3,192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	19,994 sqft (0.458 acres)
Lot Dimensions	2,000 ft deep x 1,000 ft wide
Garage Area	445 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	30 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	182S261920164000090
Street Address	7204 REEF ST
City	NAVARRE
State	FL
Zip	32566-8787
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOLLEY BY THE SEA LOT 9 BLK 164 AS DES IN OR 2709 PG 1790
Legal Range	26W
Legal Township	02S
Legal Section	18
Legal Subdivision	BY THE SEA
Legal Block	164
Legal Lot Number	9
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1011
Census Tract	10822

Owner

Source: Santa Rosa County records · APN 18-2S-26-1920-16400-0090

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on File
Mailing Address	22212 72ND ST E, BUCKLEY, WA 98321-9474

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 14, 2007 · Amount on Record
Deed Sale	Mar 14, 2007 · Amount on Record
Prior Sale	Jul 14, 2000 · Amount on Record
Deed Document Number	200712063
Deed Book / Page	2709 / 1790
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,512.00 (+4.93%)	$384,097 (+2.99%) Land $75,000 Building $309,097	$384,097 (+2.99%) Land $75,000 Building $309,097
2023	$4,300.00 (+5.99%)	$372,935 (+4.32%) Land $67,500 Building $305,435	$372,935 (+4.32%) Land $67,500 Building $305,435
2022	$4,057.00	$357,482	$357,482 Land $63,000 Building $294,482

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130108221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 227 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	227 in force 213 of 227 on primary residences
Nearby Flood Claims	5 (2004–2021)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Oct 2021, rainfall accumulation
Flood Events	Hurricane Sally (Sep 2020), 3 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 2,500 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.