Frederick County property record for 7204 Kellys Store Rd, Thurmont, MD 21788
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,404 sqft · built 1964 |
| Lot Size | 2.06 acres (90,169 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $180,000 (May 2017) |
| Tax Bill | $2,781 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-331763 |
| Primary APN | 15-331763 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 1,404 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 90,169 sqft |
| Deck Area | 240 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 331763 |
|---|---|
| Street Address | 7204 KELLYS STORE RD |
| City | THURMONT |
| State | MD |
| Zip | 21788-3028 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | LT 2.073 AC N/S KELLYS STORE ROAD W/HESS.BRIDGE RD. |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 15, THURMONT |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 753001 |
Source: Frederick County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7204 KELLYS STORE RD, THURMONT, MD 21788-3028 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 11, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 5, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| May 1, 2017 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 1, 2017 · Amount on Record |
| Deed Sale | May 1, 2017 · Amount on Record |
| Prior Sale | Mar 4, 1993 · Amount on Record |
| Deed Document Number | 201711791-0411 |
| Deed Book / Page | 11791 / 411 |
| Prior Transfer Date | Jan 20, 2017 |
| Prior Transfer Doc | 0117910411 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 11, 2026 |
| Property Address | 7204 KELLYS STORE RD, THURMONT, MD 21788-3028 |
| Document Number | 1804000011 |
| Book / Page | 18045 / 11 |
| Instrument Date | Sep 5, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | ROCKET TITLE GROUP LLC, ROCKET CLOSE LLC |
| Name | Verified Name |
|---|---|
| Address | 7204 KELLYS STORE RD, THURMONT, MD 21788-3028 |
| Document Number | 1804000011, |
|---|---|
| Date | Sep 11, 2026 |
| Book Page | 18045/11 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Oct 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7204 KELLYS STORE RD, THURMONT, MD 21788-3028 |
| Transaction Type | Mortgage |
| Record Updated | May 17, 2022 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0159020096 |
|---|---|
| Date | May 5, 2022 |
| Book Page | 15902/96 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 7204 KELLYS STORE RD, THURMONT, MD 21788-3028 |
| Transaction Type | Mortgage |
| Record Updated | Nov 3, 2021 |
| Title Company | AMROCK INC, AMROCK LLC |
| Name | Verified Name |
|---|
| Document Number | 0154030309 |
|---|---|
| Date | Oct 20, 2021 |
| Book Page | 15403/309 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 1, 2017 |
| Property Address | 7204 KELLYS STORE RD, THURMONT, MD 21788-3028 |
| Document Number | 0117910411 |
| Book / Page | 011791 / 000411 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 24, 2017 |
| Title Company | LIBERTY TITLE AND ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $180.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9822 OAK HILL RD WOODSBORO MD 217989713, WOODSBORO, MD 21798-9713 |
| Document Number | 117910418 |
|---|---|
| Date | May 1, 2017 |
| Book Page | 011791/000418 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 30, 2047 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,900 (+5.87%) Land $88,500 Building $145,400 | $233,900 (-) Land $88,500 Building $145,400 | |
| 2025 | $2,781.00 (+5.74%) Homeowner's exemption | $220,933 (+13.3%) | $233,900 (+19.95%) Land $88,500 Building $145,400 |
| 2024 | $2,630.00 (+8.1%) | ||
| 2023 | $2,433.00 Homeowner's exemption | $195,000 Land $88,500 Building $106,500 | $195,000 Land $88,500 Building $106,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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