7204 Hearthside Trl, Fredericksburg, VA 22407 Property Records

Spotsylvania County property record for 7204 Hearthside Trl, Fredericksburg, VA 22407

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 1,838 sqft · built 1992
Lot Size0.108 acres (4,743 sqft)
OwnerIndividual Name on File
Last Sale$322,000 (Dec 2018)
Tax Bill$3,305 (2026)
Deeds & MortgagesAug 2019 Mortgage
Dec 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN022H 4-178

Property Details

APN / Parcel Number

Primary APN022H 4-178
Alternative APN
  • 22H-4-178

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,838 sqft Finished Area
Basement Area914 sqft
Finished Basement914 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area4,743 sqft (0.108 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area40 sqft
Deck Area120 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7204 HEARTHSIDE TRL
CityFREDERICKSBURG
StateVA
Zip22407-7478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1 - RESID
Legal DescriptionENCHANTED WOODS LOT 178 SEC 1
Legal SubdivisionENCHANTED WOODS
Legal Lot Number178
JurisdictionSPOTSYLVANIA VA
Township / Civil DivisionCHANCELLOR
Census Block Group1
Census Block1005
Census Tract20112

Owner

7204 Hearthside Trl is owned and occupied by an individual who bought it in December 2018.

Source: Spotsylvania County records, as of August 11, 2026

Owner of RecordIndividual Name on File
Mailing Address7204 HEARTHSIDE TRL, FREDERICKSBURG, VA 22407-7478
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2019Deed of Trust, Mortgage · VA Mortgage
NATIONSTAR MTG
Dec 4, 2018Warranty Deed, Transfer · VA Mortgage
PARAMOUNT RESID'L MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2018 · Amount on File
Deed SaleDec 4, 2018 · Amount on File
Prior SaleMay 12, 2000 · Amount on File
Deed Document Number201819659
Record UpdatedSep 20, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSPOTSYLVANIA VA
Property Address7204 HEARTHSIDE TRL, FREDERICKSBURG, VA 22407-7478
Document Number201900014924
Instrument DateAug 24, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address7204 HEARTHSIDE TRL FREDERICKSBURG VA 224077478, FREDERICKSBURG, VA 22407-7478

Mortgage

Document Number201900014924
DateSep 10, 2019
Instrument14924
Lender
NameNATIONSTAR MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueSep 9, 2049
Interest
Rate TypeFixed Rate

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSPOTSYLVANIA VA
Recording DateDec 4, 2018
Property Address7204 HEARTHSIDE TRL, FREDERICKSBURG, VA 22407-7478
Document Number201800019659
Instrument DateNov 26, 2018
Instrument19659
Transaction TypeTransfer
Record UpdatedFeb 18, 2021
Title CompanyNOT AVAILABLE

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$322.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7204 HEARTHSIDE TRL FREDERICKSBURG VA 224077478, FREDERICKSBURG, VA 22407-7478

Mortgage

Document Number201800019660
DateDec 4, 2018
Instrument19660
Lender
NamePARAMOUNT RESID'L MTG
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 7204 Hearthside Trl was $3,305.

Source: Spotsylvania County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateVirginia
CountySpotsylvania County
Unified School DistrictSpotsylvania County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,305.00$448,300 Land $160,000 Building $288,300
2025$448,300 Land $160,000 Building $288,300
2023$2,403.00$311,500 Land $105,000 Building $206,500$311,500 Land $105,000 Building $206,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7204 Hearthside Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7204 Hearthside Trl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPOTSYLVANIA COUNTY UTILITIES
serves 96,846 people · EPA ID VA6177300
Water SourceSurface water
Last State InspectionJun 2021
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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