7204 Downing Ct, Clarksville, MD 21029 Property Records

Howard County property record for 7204 Downing Ct, Clarksville, MD 21029

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,535 sqft · built 1998
Lot Size	0.758 acres (33,000 sqft)
Owner	2 Company Names on Record
Last Sale	$380,375 (Nov 1998)
Tax Bill	$12,176 (2026)
Deeds & Mortgages	Jan 2026 Transfer Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-420172`

Property Details

APN / Parcel Number

Primary APN	`05-420172`
Alternative APNs	`5420172` `420172`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,535 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	33,000 sqft (0.758 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	420172
Street Address	7204 DOWNING CT
City	CLARKSVILLE
State	MD
Zip	21029-1740
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RRDEO
Legal Description	LOT 73 33,000 SQ 7204 DOWNING CT ASHLEIGH KNOLLS P3
Legal Subdivision	ASHLEIGH KNOLLS PH 03
Legal Lot Number	73
Jurisdiction	HOWARD MD
Township / Civil Division	5, CLARKSVILLE
Census Block Group	1
Census Block	1018
Census Tract	605106

Owner

Source: Howard County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	7204 DOWNING CT, CLARKSVILLE, MD 21029-1740
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Intrafamily Transfer, Transfer
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 9, 2021	Deed of Trust, Mortgage · Line of Credit SANDY SPRING BANK
Aug 12, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 1998 · Amount on Record
Deed Sale	Nov 2, 1998 · Amount on Record
Deed Document Number	19988942
Deed Book / Page	4489 / 386
Last Transfer Date	Aug 2, 2021
Transfer Doc	0207960302
Record Updated	Oct 29, 2026

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Jan 16, 2026
Property Address	7204 DOWNING CT, CLARKSVILLE, MD 21029-1740
Document Number	0230750192
Book / Page	23075 / 192
Instrument Date	Dec 9, 2025
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7204 DOWNING CT, CLARKSVILLE, MD 21029-1740

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	7204 DOWNING CT, CLARKSVILLE, MD 21029-1740

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7204 DOWNING CT, CLARKSVILLE, MD 21029-1740
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	ARMOUR SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195900472
Date	Aug 4, 2020
Book Page	19590/472

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	7204 DOWNING CT, CLARKSVILLE, MD 21029-1740
Transaction Type	Mortgage
Record Updated	Oct 27, 2022
Title Company	INVESTORS TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7204 DOWNING CT, CLARKSVILLE, MD 21029-1740

Mortgage

Document Number	0203070399
Date	Mar 9, 2021
Book Page	20307/399

Lender

Name	SANDY SPRING BANK
Type	Bank
Address	OLNEY, MD 20832

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	477 Months
Due	Dec 18, 2060

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Aug 12, 2021
Property Address	7204 DOWNING CT, CLARKSVILLE, MD 21029-1740
Document Number	0207960302
Book / Page	20796 / 302
Map Reference	PL 11837
Instrument Date	Aug 2, 2021
Transaction Type	Transfer
Record Updated	Aug 31, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	7204 DOWNING CT, CLARKSVILLE, MD 21029-1740

Tax Assessment & Valuation

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,176.00 (+3.54%) Homeowner's exemption	$873,300 (+5.7%)	$967,500 (+17.1%) Land $361,000 Building $606,500
2025	$11,760.00 (+4.72%) Homeowner's exemption	$826,200 (+10.74%) Land $271,000 Building $555,200	$826,200 (-) Land $271,000 Building $555,200
2024	$11,230.00 (+41.28%)
2023		$746,067	$826,200 Land $271,000 Building $555,200
2022	$7,949.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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