7204 Culloden Ct, Wilmington, NC 28411 Property Records

New Hanover County property record for 7204 Culloden Ct, Wilmington, NC 28411

Property Summary

Property Type	Patio Home
Details	3 bd · 2 ba · 1,670 sqft · built 2007
Lot Size	0.191 acres (8,320 sqft)
Owner	Individual Name on File
Tax Bill	$1,588 (2025)
Deeds & Mortgages	Sep 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R04400-001-290-000`

Property Details

APN / Parcel Number

Primary APN	`R04400-001-290-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,670 sqft Living Area
1st Floor Area	1,430 sqft
Basement Area	1,430 sqft
Finished Basement	1,430 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	8,320 sqft (0.191 acres)
Terrain	Low
Garage Area	480 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	162 sqft
Patio Area	120 sqft
Utility Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	7204 CULLODEN CT
City	WILMINGTON
State	NC
Zip	28411-7265
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Patio Home
Local Zoning Code	R-10,RESID
Legal Description	LOT 22 WINDSOR PLACE AT WEST BAY ESTATES
Legal Subdivision	WINDSOR PLACE AT WEST BAY ESTATES
Legal Block	1
Legal Lot Number	22
Jurisdiction	NEW HANOVER NC
Township / Civil Division	HARNETT
Census Block Group	2
Census Block	2034
Census Tract	11612

Owner

7204 Culloden Ct, a patio home, is owned by an individual.

Source: New Hanover County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	7204 VERONA DR, WILMINGTON, NC 28411-7394
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW HANOVER NC
Recording Date	Sep 28, 2026
Property Address	7204 CULLODEN CT, WILMINGTON, NC 28411-7265
Document Number	0000027009
Book / Page	6877 / 2344
Instrument Date	Sep 23, 2026
Instrument	202627009
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7204 CULLODEN CT, WILMINGTON, NC 28411-7265

Mortgage

Document Number	0000027009,
Date	Sep 28, 2026
Book Page	6877/2344
Instrument	202627009

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 7204 Culloden Ct was $1,588, up 7% from the year before.

Source: New Hanover County assessment roll, as of October 10, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	New Hanover County
Unified School District	New Hanover County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$406,200 (-) Land $108,500 Building $297,700	$406,200 (-) Land $108,500 Building $297,700
2025	$1,588.00 (+7.01%)	$406,200 Land $108,500 Building $297,700	$406,200 Land $108,500 Building $297,700
2024	$1,484.00 (+0.27%)
2023	$1,480.00 (-0.87%)	$274,300 Land $59,700 Building $214,600	$274,300 Land $59,700 Building $214,600
2022	$1,493.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7204 Culloden Ct in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 195 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	195 in force
Nearby Flood Claims	16 (2018)
Claims Outside the SFHA	16 of 16
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7204 Culloden Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CFPUA-WILMINGTON serves 212,227 people · EPA ID NC0465010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20