Bay County property record for 7204 Cherry St, Panama City, FL 32404
| Property Type | Residential Vacant Land |
|---|---|
| Details | 2 bd · 1 ba · 832 sqft · built 1959 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $259 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06812-000-000 |
| Primary APN | 06812-000-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 832 sqft Living Area |
| 1st Floor Area | 832 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 75 ft deep x 70 ft wide |
| Porch | Screened Porch |
| Porch Area | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Convection |
| Street Address | 7204 CHERRY ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-8147 |
| Property Category | Residential |
| Property Type | Vacant Land > Residential |
| Local Zoning Code | R5M |
| Legal Description | CALLAWAY PLAT S1/2 LOTS 6 & 7 LESS E 5 OF LOT 7 BLK 22 ORB 3333 P 2347 |
| Legal Range | 13W |
| Legal Township | 04S |
| Legal Section | 17 |
| Legal Subdivision | CALLAWAY PLAT |
| Legal Block | 22 |
| Legal Lot Number | 6,7 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 805 |
Source: Bay County records, as of January 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5137 MARLA DR, PANAMA CITY, FL 32404-6999 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jun 12, 2000 |
| Transfer Doc | 0000030468 |
| Record Updated | Sep 20, 2026 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Callaway City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $259.00 (+6.58%) | $17,446 (-15.81%) | $21,239 (+2.5%) Land $21,238 Building $1 |
| 2024 | $243.00 (+17.96%) | $20,721 (+33.33%) Land $20,720 Building $1 | $20,721 (+33.33%) Land $20,720 Building $1 |
| 2023 | $206.00 (+20.47%) | $15,541 (+15.38%) Land $15,540 Building $1 | $15,541 (+15.38%) Land $15,540 Building $1 |
| 2022 | $171.00 | $13,469 Land $13,468 Building $1 | $13,469 Land $13,468 Building $1 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 32 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 32 in force |
| Nearby Flood Claims | 22 (1982–2021) |
| Claims Outside the SFHA | 16 of 22 |
| Most Recent Claim | Oct 2021 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CALLAWAY, CITY OF WATER SYSTEM serves 20,520 people · EPA ID FL1030141 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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