7204 Black Creek Ln, Frederick, MD 21703 Property Records

Frederick County property record for 7204 Black Creek Ln, Frederick, MD 21703

Property Summary

Property Type	Townhouse
Details	3.5 ba · 2,840 sqft · built 2002
Lot Size	0.046 acres (2,000 sqft)
Owner	2 Individual Names on File
Last Sale	$312,000 (Jul 2023)
Tax Bill	$4,967 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-584679`

Property Details

APN / Parcel Number

Primary APN	`28-584679`
Alternative APN	`584679`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	2,840 sqft Living Area
1st Floor Area	880 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,000 sqft (0.046 acres)
Deck Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	584679
Street Address	7204 BLACK CREEK LN
City	FREDERICK
State	MD
Zip	21703-7291
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	MXD
Legal Description	LOT 67 PHASE II 2,000 SQ. FT. WESTVIEW PARK
Legal Subdivision	WESTVIEW PARK
Legal Phase	2
Legal Lot Number	67
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	1
Census Block	1014
Census Tract	751003

Owner

7204 Black Creek Ln, a townhouse, is owned by two individuals who bought it in July 2023.

Source: Frederick County records, as of August 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3618 RED SAGE WAY N, FREDERICK, MD 21704-1703
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2023	Correction Deed · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 31, 2021	Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Jun 5, 2020	Quit Claim Deed, Transfer PRIME LNDG
Dec 21, 2017	Grant Deed, Transfer · Conventional with PMI PRIME LNDG
Jul 12, 2017	Trustee's Deed, Foreclosure FREDERICK CNTY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Prior Sale	Mar 31, 2021 · Amount on File
Deed Book / Page	16512 / 419
Prior Transfer Date	Feb 29, 2020
Prior Transfer Doc	0137850317
Record Updated	Oct 29, 2026

July 2023: Correction Deed

Document Type	Correction Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 27, 2023
Property Address	7204 BLACK CREEK LN, FREDERICK, MD 21703-7291
Document Number	0165340155
Book / Page	16534 / 155
Map Reference	MB 70 PG 130
Instrument Date	Jul 18, 2023
Record Updated	Aug 9, 2023
Title Company	ACER TITLE AND ESCROW LLC, ACER TITLE & ESCROW LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3618 RED SAGE WAY N, FREDERICK, MD 21704-1703

Mortgage

Document Number	0165120423
Date	Jul 11, 2023
Book Page	16512/423

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Mar 31, 2021
Property Address	7204 BLACK CREEK LN, FREDERICK, MD 21703-7291
Document Number	0147190019
Book / Page	14719 / 19
Instrument Date	Feb 16, 2021
Transaction Type	Transfer
Record Updated	Jun 4, 2021
Title Company	EASTERN TITLE AND SETTLEMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$897.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7204 BLACK CREEK LN, FREDERICK, MD 21703-7291

Mortgage

Document Number	1471927
Date	Mar 31, 2021
Instrument	14719/27

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 5, 2020
Property Address	7204 BLACK CREEK LN, FREDERICK, MD 21703-7291
Document Number	0137850317
Book / Page	013785 / 000317
Instrument Date	Feb 29, 2020
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	NATIONWIDE TITLE CLEARING INC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4204 BLACK CREEK LN FREDERICK MD 21703, FREDERICK, MD 21703

Mortgage

Document Number	137850324
Date	Jun 5, 2020
Book Page	013785/000324

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2050

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Dec 21, 2017
Property Address	7204 BLACK CREEK LN, FREDERICK, MD 21703-7291
Document Number	0121960127
Book / Page	012196 / 000127
Instrument Date	Dec 15, 2017
Transaction Type	Transfer
Record Updated	Jan 5, 2018
Title Company	NATIONWIDE TITLE SERVICES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$299.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7204 BLACK CREEK LN FREDERICK MD 217037291, FREDERICK, MD 21703-7291

Mortgage

Document Number	121960133
Date	Dec 21, 2017
Book Page	012196/000133

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2047

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	FREDERICK MD
Recording Date	Jul 12, 2017
Property Address	7204 BLACK CREEK LN, FREDERICK, MD 21703-7291
Document Number	0119190358
Book / Page	011919 / 000358
Instrument Date	Mar 8, 2017
Transaction Type	Foreclosure
Record Updated	Jul 31, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2130 CHESTNUT LN FREDERICK MD 217025922, FREDERICK, MD 21702-5922

Mortgage

Document Number	119190363
Date	Jul 12, 2017
Book Page	011919/000363

Lender

Name	FREDERICK CNTY BK
Type	Bank
Address	FREDERICK, MD 21702

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 7204 Black Creek Ln was $4,967, up 8.4% from the year before.

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,000 (+5.94%)	$470,400 (+17.81%) Land $115,000 Building $355,400
2025	$4,967.00 (+8.36%)	$399,300 Land $80,000 Building $319,300	$399,300 Land $80,000 Building $319,300
2024	$4,584.00 (+11.45%)
2023	$4,113.00 (+8.67%)	$343,433 (+8.85%)	$399,300 (+26.56%) Land $80,000 Building $319,300
2022	$3,785.00	$315,500 Land $70,000 Building $245,500	$315,500 Land $70,000 Building $245,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7204 Black Creek Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2015)
Most Recent Claim	Sep 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 7204 Black Creek Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

7204 Black Creek Ln, Frederick, MD 21703 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

July 2023: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2021: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2017: Grant Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Trustee's Deed, Foreclosure

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Black Creek Ln

Nearby Streets

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