7204 109th Cir N, Champlin, MN 55316 Property Records

Hennepin County property record for 7204 109th Cir N, Champlin, MN 55316 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,246 sqft · built 1987
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$279,500 (Jun 2006)
Tax Bill	$4,667 (2025)
Deeds & Mortgages	Feb 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`32-120-21-34-0025`

Property Details

APN / Parcel Number

Primary APN	`32-120-21-34-0025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,246 sqft Living Area
Gross Area	2,821 sqft
1st Floor Area	1,246 sqft
Basement Area	915 sqft
Family Room	Family Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2000
Architectural Style	Split Foyer
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Lot Depth	140 ft Depth
View / Lot	Lake
Garage Type	Attached
Garage Area	660 sqft
Deck Area	286 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Space Heater

Location & Zoning

Street Address	7204 109TH CIR N
City	CHAMPLIN
State	MN
Zip	55316-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 016 BLOCK 003 A HELMER ADDN S75X140X84X140
Legal Range	21
Legal Township	120
Legal Section	32
Legal Quarter	34
Legal Subdivision	HELMER ADDN
Legal Block	3
Legal Lot Number	16
Jurisdiction	HENNEPIN MN
Township / Civil Division	CHAMPLIN
Census Block Group	4
Census Block	4007
Census Tract	26908

Owner

Source: Hennepin County records · APN 32-120-21-34-0025

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	7204 109TH CIR N, CHAMPLIN, MN 55316-3816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 27, 2006 · Amount on Record
Deed Sale	Jun 27, 2006 · Amount on Record
Deed Document Number	2006929012
Record Updated	Sep 20, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	7204 109TH CIR N, CHAMPLIN, MN 55316-3816
Document Number	0010419457
Instrument Date	Feb 09, 2017
Transaction Type	Mortgage
Record Updated	Mar 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7204 109TH CIR N CHAMPLIN MN 553163816, CHAMPLIN, MN 55316-3816

Mortgage

Document Number	0010419457
Date	Mar 13, 2017
Instrument	10419457

Lender

Name	TOPLINE FCU
Type	Credit Union
Address	MAPLE GROVE, MN 55369

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 12, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hennepin County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Champlin City
Unified School District	Anoka-Hennepin Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,667.00 (+8.36%)	$390,300 (+1.91%) Land $90,300 Building $300,000	$390,300 (+1.91%) Land $90,300 Building $300,000
2023	$4,307.00 Homeowner's exemption
2022		$383,000 Land $96,000 Building $287,000	$383,000 Land $96,000 Building $287,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hennepin County (27053C), updated December 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 4% of the US · above 14% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 381 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Gateway Fiber Holdings	Fiber	2,000 / 2,000
Xfinity	Cable	1,200 / 35
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.