7203 Otey Dr, Lanexa, VA 23089 Property Records

James City County property record for 7203 Otey Dr, Lanexa, VA 23089

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,105 sqft · built 1997
Lot Size	0.489 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$280,000 (Apr 2015)
Tax Bill	$3,244 (2025)
Deeds & Mortgages	Oct 2023 Second Mortgage Mar 2021 Second Mortgage
Flood Zone	Zone AE (high risk)
APN	`19-1 07-0-0013`

Property Details

APN / Parcel Number

Primary APN	`19-1 07-0-0013`
Alternative APN	`19018`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,105 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	21,344 sqft (0.489 acres)
Garage Type	Attached
Garage Area	517 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	302 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	19018
Street Address	7203 OTEY DR
City	LANEXA
State	VA
Zip	23089-9428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 GENERAL RESIDENTIAL
Legal Description	L-13 S-6 CHICKAHOMINY HAVEN
Legal Subdivision	CHICKAHOMINY HAVEN
Legal Lot Number	13
Jurisdiction	JAMES CITY VA
Township / Civil Division	POWHATAN
Census Block Group	1
Census Block	1031
Census Tract	80306

Owner

Source: James City County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7203 OTEY DR, LANEXA, VA 23089-9428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED
Mar 5, 2021	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2015 · Amount on Record
Deed Sale	Apr 6, 2015 · Amount on Record
Deed Document Number	150006039
Deed Book / Page	760 / 100
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	7203 OTEY DR, LANEXA, VA 23089-9428
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202310425
Date	Oct 4, 2023
Instrument	202310425

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Sep 29, 2048

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JAMES CITY VA
Property Address	7203 OTEY DR, LANEXA, VA 23089-9428
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0210004136
Date	Mar 5, 2021
Instrument	210004136

Lender

Name	NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	297 Months
Due	Dec 17, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: James City County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	James City County
Unified School District	James City County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,244.00 (+6.4%)	$390,900 (+26.71%) Land $81,900 Building $309,000	$390,900 (+26.71%) Land $81,900 Building $309,000
2024	$3,049.00 (+19.1%)
2023	$2,560.00	$308,500 Land $46,500 Building $262,000	$308,500 Land $46,500 Building $262,000
2022	$2,560.00 (+11.35%)
2019	$2,299.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 27, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	14 (2003–2024)
Most Recent Claim	Mar 2024 · other causes
Claims by Event	Hurricane Isabel, Sep 2003 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THE COLONIES serves 548 people · EPA ID VA4127115
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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