St. Tammany Parish property record for 72021 Josephine St, Covington, LA 70433
| Property Type | Single Family Home |
|---|---|
| Details | 2,080 sqft · built 1980 |
| Lot Size | 5.17 acres (225,205 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,162 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage Feb 2012 Mortgage |
| APN | 138-080-8245 |
| Primary APN | 138-080-8245 |
|---|---|
| Alternative APN |
|
| Building Area | 2,080 sqft Living Area |
|---|---|
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Lot Area | 225,205 sqft (5.17 acres) |
| Old Parcel Number | 138-080-8245 |
|---|---|
| Street Address | 72021 JOSEPHINE ST |
| City | COVINGTON |
| State | LA |
| Zip | 70433-8603 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 5.17 ACS M/L SEC 35 6 11 CB 1083 476 CB 1340 942 INST NO 899131 INST NO 928274 INST NO 928275 :RENTAL IMP LOCATED ON 13881214 |
| Legal Range | 11 |
| Legal Township | 06 |
| Legal Section | 35 |
| Legal Subdivision | JOSEPHINE RD T.D. 38 |
| Jurisdiction | SAINT TAMMANY LA |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 40608 |
Source: St. Tammany Parish records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 72021 JOSEPHINE ST, COVINGTON, LA 70433-8603 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HERITAGE BANK |
| Feb 10, 2012 | Deed of Trust, Mortgage · ARM ST TAMMANY HOMESTEAD SAVINGS & LOAN ASSN |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 928275 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 72021 JOSEPHINE ST, COVINGTON, LA 70433-8603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0002069523 |
|---|---|
| Date | Jul 10, 2017 |
| Instrument | 2069523 |
| Name | HERITAGE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT TAMMANY LA |
| Property Address | 72021 JOSEPHINE ST, COVINGTON, LA 70433-8603 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | AVANCE TITLE LLC, ADVANCE TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0001844279 |
|---|---|
| Date | Feb 10, 2012 |
| Instrument | 1844279 |
| Name | ST TAMMANY HOMESTEAD SAVINGS & LOAN ASSN |
|---|---|
| Address | SLIDELL, LA 70458 |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Mar 1, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Type Change Date | Mar 1, 2015 |
| Change Frequency | 3 Years |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 5.87% |
| Max Rate | 8.87% |
Source: St. Tammany Parish assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Louisiana |
| County | St. Tammany Parish |
| Unified School District | St. Tammany Parish School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,162.00 (-4.28%) Homeowner's exemption | $16,846 (-) Land $3,121 Building $13,725 | $168,462 (-) Land $31,209 Building $137,253 |
| 2024 | $1,214.00 (-4.33%) Homeowner's exemption | $16,846 (+1.2%) Land $3,121 Building $13,725 | $168,462 (+1.2%) Land $31,209 Building $137,253 |
| 2023 | $1,269.00 (+0.48%) Homeowner's exemption | $16,647 (-) Land $3,141 Building $13,506 | $166,470 (-) Land $31,410 Building $135,060 |
| 2022 | $1,263.00 Homeowner's exemption | $16,647 Land $3,141 Building $13,506 | $166,470 Land $31,410 Building $135,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 102 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 7 (2005–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Sep 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 65% of the US · above 87% of Louisiana |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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