Hamblen County property record for 7202 Waterfront Ter, Talbott, TN 37877 · Last verified February 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 5 Baths |
| Year Built | Built 2024 |
| Square Footage | 4,834 sqft Living Area |
| Lot Size | 81,893 sqft (1.88 acres) |
| Garage | Finished |
| Last Sale | $275,000 (2021) |
| Tax Bill | $5,970.00 (2025) |
| Primary APN | 032039I A 04700 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 19 Plumbing Fixtures |
| Building Area | 4,834 sqft Living Area |
| Upper Floors | 1,200 sqft Upper Floors |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2024 |
|---|---|
| Exterior Material | Siding Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 81,893 sqft (1.88 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Finished Garage |
| Porch | Open Porch |
| Porch Area | 2,030 sqft Porch |
| Topography | Rolling Topography |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Sewage Connected |
| Water Source | Commercial Water Source |
| Street Address | 7202 WATERFRONT TER |
|---|---|
| City | TALBOTT |
| State | TN |
| Zip | 37877-5060 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT:7 DIST:02 SUBD:RESERVE AT LAKE CHEROKEE PHASE 2 MAP REF:039I |
| Legal Subdivision | RESERVE AT LAKE CHEROKEE PHASE 2 |
| Legal Lot Number | 7 |
| Jurisdiction | HAMBLEN TN |
| Minor Civil Division | 13 |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 101100 |
Source: Hamblen County records · APN 032039I A 04700
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | PO BOX 244, TALBOTT, TN 37877-0244 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Building or Construction Mortgage CITIZENS NATIONAL BANK |
| Mar 11, 2022 | Deed of Trust, Mortgage · Building or Construction Mortgage CITIZENS NATIONAL BANK |
| Jun 28, 2021 | Warranty Deed, Transfer · Commercial Mortgage CITIZENS NATIONAL BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on Record |
| Deed Sale | Jun 28, 2021 · Amount on Record |
| Deed Doc Number | 21005802 |
| Deed Book / Page | 1914 / 803 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMBLEN TN |
| Recording Date | Apr 29, 2026 |
| Property Address | 7202 WATERFRONT TER, TALBOTT, TN 37877-5060 |
| Document Number | 0000054245 |
| Book / Page | 2197 / 726 |
| Instrument Date | Apr 14, 2026 |
| Instrument | 202654245 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 7202 WATERFRONT TER, TALBOTT, TN 37877-5060 |
| Document Number | 0000054245, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 2197/726 |
| Instrument | 202654245 |
| Name | CITIZENS NATIONAL BANK |
|---|
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 14, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMBLEN TN |
| Property Address | 7202 WATERFRONT TER, TALBOTT, TN 37877 |
| Transaction Type | Mortgage |
| Record Updated | Apr 02, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0001963870 |
|---|---|
| Date | Mar 11, 2022 |
| Book Page | 1963/870 |
| Instrument | 22014358 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SEVIERVILLE, TN 37862 |
| Type | Building or Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Mar 11, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMBLEN TN |
| Recording Date | Jun 28, 2021 |
| Property Address | 7202 WATERFRONT TER, TALBOTT, TN 37877 |
| Document Number | 0001914803 |
| Book / Page | 1914 / 803 |
| Map Reference | CAB N SL 61 |
| Instrument Date | Jun 25, 2021 |
| Instrument | 21005802 |
| Transaction Type | Transfer |
| Record Updated | Apr 02, 2024 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,017.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 244, TALBOTT, TN 37877-0244 |
| Document Number | 0021005803 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 21005803 |
| Name | CITIZENS NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jun 25, 2026 |
Source: Hamblen County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamblen County |
| Unified School District | Hamblen County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,970.00 (+297.73%) | $406,125 (+432.97%) Land $50,550 Building $355,575 | $1,624,500 (+432.97%) Land $202,200 Building $1,422,300 |
| 2023 | $76,200 (-) Land $76,200 | ||
| 2022 | $1,501.00 | $76,200 Land $76,200 | $304,800 (-) Land $304,800 |
| 2020 | $304,800 Land $304,800 |
Source: FEMA National Flood Hazard Layer, Hamblen County (47063C), updated August 9, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 47% of the US · above 63% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 1,124 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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