7202 SW Diagonal Rd, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 7202 SW Diagonal Rd, Saint Joseph, MO 64504

Property Summary

Property Type	Single Family Home
Details	1,976 sqft · built 2001
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,502 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Apr 2019 Sale
APN	`12-1.0-01-000-000-019.001`

Property Details

APN / Parcel Number

Primary APN	`12-1.0-01-000-000-019.001`

Interior

Building Area	1,976 sqft Base Area
1st Floor Area	1,976 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	193 ft deep x 97 ft wide

Location & Zoning

Street Address	7202 SW DIAGONAL RD
City	SAINT JOSEPH
State	MO
Zip	64504-3576
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUB:LAKE STATION GARDENS LOT:15 BLK:0LGL DESC:N 97.24' OF LOT 15
Legal Subdivision	LAKE STATION GARDENS
Legal Lot Number	15
Jurisdiction	BUCHANAN MO
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2000
Census Tract	2900

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3923 VINTAGE LN, SAINT JOSEPH, MO 64505-7901
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2024	Deed of Trust, Mortgage COMMERCE BANK NA
Apr 16, 2019	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2010
Deed Sale	Dec 17, 2010
Deed Document Number	201014116
Deed Book / Page	3247 / 725
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	7202 SW DIAGONAL RD, SAINT JOSEPH, MO 64504-3576
Transaction Type	Mortgage
Record Updated	Apr 8, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7202 SW DIAGONAL RD, SAINT JOSEPH, MO 64504-3576

Mortgage

Document Number	003795/582
Date	Mar 21, 2024
Book Page	3795/582
Instrument	2024001959

Lender

Name	COMMERCE BANK NA
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Amount	Amount Recorded
Term	43 Months
Due	Oct 5, 2027

April 2019: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	Apr 16, 2019
Property Address	7202 SW DIAGONAL RD, SAINT JOSEPH, MO 64504-3576
Document Number	003734/796
Book / Page	3734 / 796
Instrument Date	Apr 16, 2019
Instrument	2019002970
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,502.00 (+0.07%)	$20,570 (+2.44%) Land $1,180 Building $19,390	$108,270 (+2.47%) Land $6,200 Building $102,070
2024	$1,501.00 (+18.1%)
2023	$1,271.00 (+56.33%)	$20,080 (+57.24%) Land $1,180 Building $18,900	$105,660 (+57.23%) Land $6,200 Building $99,460
2022	$813.00	$12,770 Land $380 Building $12,390
2021			$67,200 Land $2,000 Building $65,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 40 policies
Nearby Flood Policies	40 in force
Nearby Flood Claims	199 (1982–2021)
Claims Outside the SFHA	2 of 199
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2019 · 33 claims Severe Storms, Straight-line Winds, And Flooding, Mar 2019 · 44 claims Flooding, Jul 2011 · 73 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BUCHANAN COUNTY PWSD 1 serves 2,115 people · EPA ID MO1024064
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	Nov 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, United Fiber.

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