Oneida County and Floyd Town property record for 7202 Stearns Rd, Rome, NY 13440
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,544 sqft · built 1985 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $165,000 (Jan 2012) |
| Tax Bill | $6,346 (2026) |
| Deeds & Mortgages | Aug 2026 Sale Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 303600 245.001-2-22 |
| Primary APN | 303600 245.001-2-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,544 sqft Living Area |
| 1st Floor Area | 1,368 sqft |
| Basement Area | 1,176 sqft |
| Finished Basement | 1,176 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Split Level |
| Exterior Material | Wood |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 270 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
| Porch | Porch |
| Porch Area | 144 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 005170.4 |
|---|---|
| Street Address | 7202 STEARNS RD |
| City | ROME |
| State | NY |
| Zip | 13440-0548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 1 |
| Legal Block | 2 |
| Legal Lot Number | 22.000 |
| Jurisdiction | ONEIDA NY |
| Township / Civil Division | FLOYD |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 23702 |
7202 Stearns Rd is owner-occupied and held in a trust since January 2012.
Source: Oneida County and Floyd Town records, as of October 20, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7202 STEARNS RD, ROME, NY 13440-0548 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 4, 2026 | Warranty Deed, Transfer |
| Mar 6, 2017 | Deed of Trust, Mortgage · Line of Credit SEFCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 3, 2012 · Amount on File |
| Deed Sale | Jan 3, 2012 · Amount on File |
| Prior Sale | Jul 24, 2003 · Amount on File |
| Deed Document Number | 2012 |
| Deed Book / Page | 2012 / 16 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ONEIDA NY |
| Recording Date | Aug 4, 2026 |
| Property Address | 7202 STEARNS RD, ROME, NY 13440-0548 |
| Document Number | 0000010224 |
| Instrument Date | May 20, 2026 |
| Instrument | 202610224 |
| Transaction Type | Transfer |
| Record Updated | Aug 26, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7202 STEARNS RD, ROME, NY 13440-0548 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ONEIDA NY |
| Property Address | 7202 STEARNS RD, ROME, NY 13440-0548 |
| Document Number | 0000004034 |
| Instrument Date | Mar 6, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2017 |
| Name | Verified Name |
|---|---|
| Address | 7202 STEARNS RD ROME NY 134400548, ROME, NY 13440-0548 |
| Document Number | 0000004034 |
|---|---|
| Date | Mar 17, 2017 |
| Instrument | 4034 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 16, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 7202 Stearns Rd was $6,346 with a homeowner's exemption, up 0.7% from the year before.
Source: Oneida County and Floyd Town assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Oneida County |
| County Subdivision | Floyd Town |
| Unified School District | Holland Patent Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,346.00 (+0.65%) Homeowner's exemption | ||
| 2025 | $6,305.00 | $140,600 Land $22,000 Building $118,600 | $275,686 Land $43,137 Building $232,549 |
| 2023 | $140,600 (-) Land $22,000 Building $118,600 | $246,667 (+19.3%) Land $38,597 Building $208,070 | |
| 2022 | $2,050.00 Homeowner's exemption | $140,600 Land $22,000 Building $118,600 | $206,765 Land $32,353 Building $174,412 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7202 Stearns Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective September 26, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2019) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7202 Stearns Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Oneida County Rural Telephone Fiber | 1,000 / 100 |
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