7202 Kempton Rd, Centerville, IN 47330 Property Records

Wayne County property record for 7202 Kempton Rd, Centerville, IN 47330

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,428 sqft · built 1977
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,525 (2025)
Deeds & Mortgages	Jul 2026 Mortgage May 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-00097-00`

Property Details

APN / Parcel Number

Primary APN	`003-00097-00`
Alternative APNs	`89-10-07-000-315.000-004` `310700031500003`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,428 sqft Living Area
1st Floor Area	2,428 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1995
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	60,113 sqft (1.38 acres)
Garage Type	Mixed
Garage Area	1,728 sqft
Parking Spaces	6 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	310700031500003
Street Address	7202 KEMPTON RD
City	CENTERVILLE
State	IN
Zip	47330-9680
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZO01
Legal Description	PT SW SEC 7-16-14 MONGER SUB D LOT 3
Legal Range	14
Legal Township	16
Legal Section	7
Legal Subdivision	MONGER SUB DIVISION
Legal Lot Number	3
Jurisdiction	WAYNE IN
Township / Civil Division	CENTER
Census Block Group	1
Census Block	1059
Census Tract	10500

Owner

Source: Wayne County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7202 KEMPTON RD, CENTERVILLE, IN 47330-9680
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK OF RICHMOND
May 23, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) THREE RIVERS FCU
Sep 25, 2019	Quit Claim Deed, Transfer · Stand-Alone Refinance FIRST BANK RICHMOND

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 20, 2016
Deed Sale	Jun 20, 2016
Prior Sale	Sep 28, 2011
Deed Document Number	20164886
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Recording Date	Jul 1, 2026
Property Address	7202 KEMPTON RD, CENTERVILLE, IN 47330-9680
Document Number	0000004766
Instrument Date	Jun 26, 2026
Instrument	20264766
Transaction Type	Mortgage
Record Updated	Jul 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7202 KEMPTON RD, CENTERVILLE, IN 47330-9680

Mortgage

Document Number	0000004766,
Date	Jul 1, 2026
Instrument	20264766

Lender

Name	FIRST BANK OF RICHMOND

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2041

Interest

Rate Type	Fixed Rate
Rate	5.87%
Initial Type	Fixed Rate
Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAYNE IN
Property Address	7202 KEMPTON RD, CENTERVILLE, IN 47330-9680
Transaction Type	Mortgage
Record Updated	Jul 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003880
Date	May 23, 2023
Instrument	2023003880

Lender

Name	THREE RIVERS FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	179 Months
Due	Apr 25, 2038

September 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAYNE IN
Recording Date	Sep 25, 2019
Property Address	7202 KEMPTON RD, CENTERVILLE, IN 47330-9680
Document Number	2019007705
Instrument Date	Sep 20, 2019
Instrument	2019007705
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2019007706
Date	Sep 25, 2019
Instrument	2019007706

Lender

Name	FIRST BANK RICHMOND

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Wayne County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Wayne County
County Subdivision	Center Township
Unified School District	Centerville-Abington Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,525.00 (+4.73%)	$278,300 (+28.9%) Land $23,700 Building $254,600	$278,300 (+28.9%) Land $23,700 Building $254,600
2024	$2,411.00 (+13.94%)
2023		$215,900 (+8.93%) Land $18,200 Building $197,700	$215,900 (+8.93%) Land $18,200 Building $197,700
2022	$2,116.00 Homeowner's exemption	$198,200 Land $18,200 Building $180,000	$198,200 Land $18,200 Building $180,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	14 (1986–2026)
Claims Outside the SFHA	12 of 14
Most Recent Claim	Aug 2026 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · above 40% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
NLBC Fiber	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband.

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