7202 Elder Way, Youngstown, FL 32466 Property Records

Bay County property record for 7202 Elder Way, Youngstown, FL 32466

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,716 sqft · built 1999
Lot Size	0.518 acres (22,585 sqft)
Owner	Individual Name on Record
Last Sale	$191,000 (Nov 2024)
Tax Bill	$2,011 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jul 2018 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`05264-171-024`

Property Details

APN / Parcel Number

Primary APN	`05264-171-024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,716 sqft Heated Area
1st Floor Area	1,716 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2019
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	22,585 sqft (0.518 acres)
Deck Area	80 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	7202 ELDER WAY
City	YOUNGSTOWN
State	FL
Zip	32466-3387
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	15 2S 13W -1.221A- COM NW COR TH S 387.11' SELY 2990.25' E 352.51' E 54.32' E
Legal Range	13W
Legal Township	02S
Legal Section	15
Legal Subdivision	BLOCK B, PANAMA PINES UN 11
Legal Block	B
Legal Lot Number	13A
Jurisdiction	BAY FL
Township / Civil Division	LYNN HAVEN
Census Block Group	1
Census Block	1005
Census Tract	401

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7202 ELDER WAY, YOUNGSTOWN, FL 32466-3387
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2020	Warranty Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC
Jul 18, 2018	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2024 · Amount on Record
Deed Sale	Nov 13, 2024 · Amount on Record
Prior Sale	Aug 31, 2020 · Amount on Record
Deed Document Number	2024066654
Deed Book / Page	4859 / 729
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 31, 2020
Property Address	7202 ELDER WAY, YOUNGSTOWN, FL 32466-3387
Document Number	0042922127
Book / Page	4292 / 2127
Instrument Date	Aug 28, 2020
Instrument	2020057147
Transaction Type	Transfer
Record Updated	Dec 23, 2021
Title Company	MTI TITLE INSURANCE AGCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$882.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4425 MISTY LN, 4425, LYNN HAVEN, FL 32444-3415

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7202 ELDER WAY, YOUNGSTOWN, FL 32466-3387

Mortgage

Document Number	0042922129
Date	Aug 31, 2020
Instrument	4292/2129

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	BAY FL
Recording Date	Jul 18, 2018
Property Address	7202 ELDER WAY, YOUNGSTOWN, FL 32466-3387
Document Number	0040282192
Book / Page	004028 / 002192
Instrument Date	Jul 6, 2018
Instrument	42546
Transaction Type	Foreclosure
Record Updated	Aug 10, 2018

Transaction

Amount	Amount Recorded
Tax	$175.70
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 MISTY LN LYNN HAVEN FL 324443415, LYNN HAVEN, FL 32444-3415

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,011.00 (+107.53%)	$162,567 (+41.95%) Land $21,755 Building $140,812	$162,567 (+14.7%) Land $21,755 Building $140,812
2024	$969.00 (+2.76%) Homeowner's exemption	$114,525 (+3%)	$141,736 (+23.15%) Land $21,116 Building $120,620
2023	$943.00 (+11.47%) Homeowner's exemption	$111,189 (+3%)	$115,092 (+6.62%) Land $16,018 Building $99,074
2022	$846.00 Homeowner's exemption	$107,950 Land $14,516 Building $93,434	$107,950 Land $14,516 Building $93,434

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Oct 2018 · Hurricane Michael

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 60% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAY COUNTY WATER SYSTEM serves 40,848 people · EPA ID FL1030050
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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