7200 Sharp Reef Rd, Apt 4, Pensacola, FL 32507 Property Records

Escambia County property record for 7200 Sharp Reef Rd, Apt 4, Pensacola, FL 32507

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,069 sqft · built 1984
Lot Size	0.023 acres (1,045 sqft)
Owner	2 Individual Names on File
Last Sale	$270,000 (Jul 2019)
Tax Bill	$4,178 (2024)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`32-3S-32-1200-004-001`

Property Details

APN / Parcel Number

Primary APN	`32-3S-32-1200-004-001`
Alternative APN	`104598338`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,069 sqft Adjusted Area
1st Floor Area	672 sqft
Upper Floors Area	192 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Exterior Material	Siding
Construction Type	Wood
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,045 sqft (0.023 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	308 sqft
Deck Area	96 sqft
Patio Area	288 sqft
Utility Building	44 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	104598338
Old Parcel Number	104598338
Street Address	7200 SHARP REEF RD APT 4, 4
City	PENSACOLA
State	FL
Zip	32507-9400
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MDR-PK
Legal Description	BEG AT NWLY COR OF LT 64 PERDIDO KEY COVES UNIT 1 PB 7 P 26 N 0 DEG 05 MIN 21 SEC W 104 70/100 FT N 22 DEG 24 MIN 39 SEC E 95
Legal Range	32W
Legal Township	03S
Legal Section	32
Legal Subdivision	MARINA COVE TOWNHOUSES
Legal Block	1
Legal Lot Number	64
Legal Unit	1
Jurisdiction	ESCAMBIA FL
Township / Civil Division	PENSACOLA
Census Block Group	2
Census Block	2003
Census Tract	2602

Owner

7200 Sharp Reef Rd, Apt 4 is owned by two individuals who bought it in July 2019.

Source: Escambia County records, as of December 17, 2025

Owner of Record	2 Individual Names on File
Mailing Address	112 ARROWHEAD TRL, BRANDON, MS 39047-6347
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2019 · Amount on File
Deed Sale	Jul 31, 2019 · Amount on File
Prior Sale	May 28, 2008 · Amount on File
Deed Document Number	2019066434
Deed Book / Page	8138 / 1663
Record Updated	Jun 8, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ESCAMBIA FL
Recording Date	Jul 31, 2019
Property Address	7200 SHARP REEF RD APT 4, 4, PENSACOLA, FL 32507-9400
Document Number	0081381663
Book / Page	008138 / 001663
Instrument Date	Jul 31, 2019
Instrument	66434
Transaction Type	Transfer
Record Updated	Aug 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,890.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	112 ARROWHEAD TRL BRANDON MS 390476347, BRANDON, MS 39047-6347

Mortgage

Document Number	81381665
Date	Jul 31, 2019
Book Page	008138/001665
Instrument	66435

Lender

Name	BANKPLUS
Type	Bank
Address	JACKSON, MS 39211

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	84 Months
Due	Jul 30, 2026

Tax Assessment & Valuation

Source: Escambia County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Escambia County
Unified School District	Escambia County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$316,690	$402,819 Land $150,000 Building $252,819
2024	$4,178.00 (+4.09%)
2023	$4,014.00 (+8.25%)	$261,728 (-16.39%)	$342,868 (+9.53%) Land $100,000 Building $242,868
2022	$3,708.00	$313,023	$313,023 Land $100,000 Building $213,023

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7200 Sharp Reef Rd, Apt 4 in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 427 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,576 units insured incl. 1,149 condo units
Nearby Flood Claims	1,082 (1979–2021)
Claims Outside the SFHA	28 of 1,082
Most Recent Claim	May 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 162 claims Hurricane Frances, Sep 2004 · 515 claims Hurricane Georges, Oct 1998 · 177 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7200 Sharp Reef Rd, Apt 4 is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EMERALD COAST UTILITIES AUTHORITY (ECUA) serves 242,172 people · EPA ID FL1170525
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Cox Communications Cable	2,000 / 35

May also be available: Verizon.

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