7200 N 1600th St, Watson, IL 62473 Property Records

Effingham County property record for 7200 N 1600th St, Watson, IL 62473

Property Summary

Property Type	Single Family Home
Details	1,110 sqft · built 2003
Lot Size	1.21 acres (52,708 sqft)
Owner	Individual Name on Record
Tax Bill	$1,980 (2022)
Deeds & Mortgages	Sep 2018 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-10-026-027`

Property Details

APN / Parcel Number

Primary APN	`14-10-026-027`

Interior

Stories	1 Story
Building Area	1,110 sqft Base Area
Basement Area	1,110 sqft

Exterior

Year Built	Built 2003
Construction Type	Frame
Lot Area	52,708 sqft (1.21 acres)
Garage Area	504 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	7200 N 1600TH ST
City	WATSON
State	IL
Zip	62473-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S 140FT OF N 1604.21FT OF W 412FT W 1/2 SW 1839/42
Jurisdiction	EFFINGHAM IL
Township / Civil Division	WATSON
Census Block Group	2
Census Block	2057
Census Tract	950500

Owner

Source: Effingham County records, as of August 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	7200 N 1600TH ST, WATSON, IL 62473-2350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA
Dec 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage DIETERICH BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Deed Document Number	0000183942
Record Updated	Jun 7, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	7200 N 1600TH ST, WATSON, IL 62473-2350
Transaction Type	Mortgage
Record Updated	Aug 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3415/063
Date	Sep 18, 2018
Book Page	3415/063
Instrument	201801803881

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Sep 5, 2025

Interest

Rate Type	Fixed Rate
Rate	4.25%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM IL
Property Address	7200 N 1600TH ST, WATSON, IL 62473-2350
Transaction Type	Mortgage
Record Updated	Aug 5, 2021
Title Company	CITYWIDE TITLE CORPORATION

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	3638/152
Date	Dec 9, 2020
Book Page	3638/152
Instrument	202020006773

Lender

Name	DIETERICH BANK NA
Type	Bank
Address	EFFINGHAM, IL 62401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 22, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.34%
Type Change Date	Dec 22, 2027
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.34%
Index	1-Year CMT
Max Rate	8.34%

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
County	Effingham County
County Subdivision	Watson Township
Unified School District	Dieterich Community Unit School District 30 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	$1,980.00 Homeowner's exemption	$44,350 Land $2,660 Building $41,690	$133,050 Land $7,980 Building $125,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	25 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wabash Communications Fiber	1,000 / 1,000
GigFire Fixed Wireless	150 / 130

Cell Coverage

4G LTE (outdoors only), no 5G reported

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