7200 FM 2657, Kempner, TX 76539 Property Records

Lampasas County property record for 7200 FM 2657, Kempner, TX 76539

Property Summary

Property TypeRural Home
Details1 ba · 5,578 sqft · built 2002
Lot Size10.1 acres (440,479 sqft)
OwnerIndividual Name on File
Last Sale$563,500 (Aug 2022)
Tax Bill$10,085 (2026)
Deeds & MortgagesApr 2026 Mortgage
Aug 2022 Mortgage
APN20165-030-000-29

Property Details

APN / Parcel Number

Primary APN20165-030-000-29
Alternative APN
  • 18810

Interior

Full Baths1 Bath
Building Area5,578 sqft Total Area
1st Floor Area2,708 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Lot Area440,479 sqft (10.1 acres)
Garage TypeAttached
Garage Area480 sqft
PorchPorch
Porch Area114 sqft
Deck Area280 sqft

Location & Zoning

Account Number20165-030-000-29
Street Address7200 FM 2657
CityKEMPNER
StateTX
Zip76539-8080
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionACR: 10.112 ABST: 0165 SURV: G S DOWNS LOCCD:108
JurisdictionLAMPASAS TX
Township / Civil DivisionLAMPASAS
Census Block Group2
Census Block2010
Census Tract950303

Owner

7200 FM 2657, a rural home, is owned and occupied by an individual who bought it in August 2022.

Source: Lampasas County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing Address7200 FM 2657, KEMPNER, TX 76539-8080
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORPORATION
Aug 17, 2022Vendor's Lien, Transfer
FIRST NATIONAL BANK TEXAS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2022 · Amount on File
Deed SaleAug 17, 2022 · Amount on File
Prior SaleOct 1, 2009 · Amount on File
Deed Document Number2022193639
Deed Book / Page604 / 590
Prior Transfer DateAug 4, 2009
Prior Transfer Doc455/935
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAMPASAS TX
Recording DateApr 17, 2026
Property Address7200 FM 2657, KEMPNER, TX 76539-8080
Document Number0000210735
Instrument DateApr 6, 2026
Instrument2026210735
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address7200 FM 2657, KEMPNER, TX 76539-8080

Mortgage

Document Number0000210735,
DateApr 17, 2026
Instrument2026210735
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

August 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLAMPASAS TX
Recording DateAug 17, 2022
Property Address7200 FM 2657, KEMPNER, TX 76539-8080
Document Number0000193639
Instrument DateJul 29, 2022
Instrument193639
Transaction TypeTransfer
Record UpdatedSep 8, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address7200 FM 2657, 7200, KEMPNER, TX 76539-8080

Transferred To (Grantee/Buyer)

NameVerified Name
Address7200 FM 2657, KEMPNER, TX 76539-8080

Mortgage

Document Number0000193640
DateAug 17, 2022
Instrument193640
Lender
NameFIRST NATIONAL BANK TEXAS
TypeBank
Special NotesSeller Financed
Agreement
AmountAmount on Record
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 7200 FM 2657 was $10,085 with exemptions applied.

Source: Lampasas County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLampasas County
Unified School DistrictLampasas Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$10,085.00$648,490 (-) Land $171,680 Building $476,810$648,490 (-) Land $171,680 Building $476,810
2025Homeowner's exemption Disabled Person's exemption Veteran's exemption$648,490 Land $171,680 Building $476,810$648,490 Land $171,680 Building $476,810
2023$731,640 Land $218,420 Building $513,220$731,640 Land $218,420 Building $513,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 7200 FM 2657; 11 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7200 FM 2657 is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 47% of Texas
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemKEMPNER WSC
serves 17,721 people · EPA ID TX1410028
Water SourceSurface water
Last State InspectionFeb 2024
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2018
Haloacetic acids
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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