7200 Fletcher Rd, Gibson, NC 28343 Property Records

Scotland County property record for 7200 Fletcher Rd, Gibson, NC 28343

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,851 sqft · built 1991
Lot Size	7.5 acres (326,700 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Dec 2021)
Tax Bill	$2,679 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2022 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040177 01027`

Property Details

APN / Parcel Number

Primary APN	`040177 01027`
Alternative APNs	`908429` `909408`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,851 sqft Heated Area
Gross Area	3,283 sqft
1st Floor Area	1,851 sqft
Basement Area	120 sqft
Unfinished Basement	120 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 2015
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	326,700 sqft (7.5 acres)
Lot Dimensions	320 ft deep x 320 ft wide
Garage Type	Mixed
Garage Area	1,036 sqft
Parking Spaces	4 Parking Spaces
Pool Area	648 sqft
Porch	Slab
Porch Area	396 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	909408
Street Address	7200 FLETCHER RD
City	GIBSON
State	NC
Zip	28343-8556
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RAMHA
Legal Description	7.53 AC DENNIS STONE
Legal Subdivision	SURVEY FOR DENNIS H STONE
Jurisdiction	SCOTLAND NC
Township / Civil Division	WILLIAMSON
Census Block Group	1
Census Block	1058
Census Tract	10501

Owner

7200 Fletcher Rd, a rural home, is owned and occupied by an individual who acquired it in September 2022.

Source: Scotland County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	7200 FLETCHER RD, GIBSON, NC 28343-8556
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 18, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 16, 2021	Warranty Deed, Transfer · Conventional Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2021 · Amount on File
Deed Sale	Dec 16, 2021 · Amount on File
Prior Sale	Aug 12, 2016 · Amount on File
Deed Document Number	20213673
Deed Book / Page	1745 / 71
Last Transfer Date	Sep 1, 2022
Transfer Doc	001765/144
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTLAND NC
Recording Date	Apr 22, 2026
Property Address	7200 FLETCHER RD, GIBSON, NC 28343-8556
Document Number	0000001074
Book / Page	1819 / 799
Instrument Date	Apr 20, 2026
Instrument	20261074
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ROCKET CLOSE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7200 FLETCHER RD, GIBSON, NC 28343-8556

Mortgage

Document Number	0000001074,
Date	Apr 22, 2026
Book Page	1819/799
Instrument	20261074

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

October 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCOTLAND NC
Recording Date	Oct 18, 2022
Property Address	7200 FLETCHER RD, GIBSON, NC 28343-8556
Document Number	001765/144
Book / Page	1765 / 144
Instrument Date	Sep 1, 2022
Instrument	2022-00003038
Transaction Type	Transfer
Record Updated	Oct 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 51291, INDIAN ORCHARD, MA 01151-5291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7200 FLETCHER RD, GIBSON, NC 28343-8556

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCOTLAND NC
Recording Date	Dec 16, 2021
Property Address	7200 FLETCHER RD, GIBSON, NC 28343-8556
Document Number	0001745/71
Book / Page	1745 / 71
Instrument Date	Dec 14, 2021
Instrument	2021-00003673
Transaction Type	Transfer
Record Updated	Jan 3, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1157 MM RAY RD, 1157, NAKINA, NC 28455-9168

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7200 FLETCHER RD, GIBSON, NC 28343-8556

Mortgage

Document Number	202100003674
Date	Dec 16, 2021
Instrument	2021-00003674

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 7200 Fletcher Rd was $2,679, up 9.5% from the year before.

Source: Scotland County assessment roll, as of September 16, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Scotland County
Unified School District	Scotland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,679.00 (+9.48%)	$349,860 (+54.01%) Land $36,440 Building $313,420	$349,860 (+54.01%) Land $36,440 Building $313,420
2025	$2,447.00	$227,160 Land $19,740 Building $207,420	$227,160
2023		$227,160 (-) Land $19,740 Building $207,420	$227,160 (-)
2022	$2,447.00	$227,160 Land $19,740 Building $207,420	$227,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7200 Fletcher Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 12, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 7200 Fletcher Rd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · above 86% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCOTLAND CO WATER - NORTH serves 1,219 people · EPA ID NC0383030
Water Source	Purchased groundwater from several systems
Last State Inspection	Oct 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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