7200 Cardinal Rd, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 7200 Cardinal Rd, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,381 sqft · built 1951
Lot Size	0.287 acres (12,513 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Jun 2022)
Tax Bill	$6,225 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Jun 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`239-0123-001-0000`

Property Details

APN / Parcel Number

Primary APN	`239-0123-001-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,381 sqft Living Area
1st Floor Area	1,381 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	12,513 sqft (0.287 acres)
Garage Area	300 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	7200 CARDINAL RD
City	FAIR OAKS
State	CA
Zip	95628-4504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-3
Legal Description	SAN JUAN HEIGHTS 06, LOT 143
Legal Subdivision	SAN JUAN HEIGHTS 06
Legal Lot Number	143
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	4
Census Block	4001
Census Tract	7904

Owner

7200 Cardinal Rd is owned and occupied by an individual who bought it in June 2022.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	7200 CARDINAL RD, FAIR OAKS, CA 95628-4504
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2022	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jun 22, 2022	Affidavit of Death of Joint Tenant, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2022 · Amount on File
Deed Sale	Jun 22, 2022 · Amount on File
Prior Sale	Apr 2, 2013 · Amount on File
Deed Book / Page	20220622 / 1156
Prior Transfer Date	Nov 29, 1993
Prior Transfer Doc	9312002664
Record Updated	Oct 29, 2026

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 22, 2022
Property Address	7200 CARDINAL RD, FAIR OAKS, CA 95628-4504
Document Number	0000001156
Map Reference	MB 31 MAP 32
Instrument Date	Jun 17, 2022
Instrument	2022062201156
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7200 CARDINAL RD, FAIR OAKS, CA 95628-4504

Mortgage

Document Number	0000001157
Date	Jun 22, 2022
Instrument	2022062201157

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 22, 2022
Property Address	7200 CARDINAL RD, FAIR OAKS, CA 95628-4504
Document Number	0000001155
Map Reference	MB 31 MAP 32
Instrument Date	Jun 17, 2022
Instrument	2022062201155
Transaction Type	Transfer
Record Updated	Jul 4, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4868 PAPAYA DR, FAIR OAKS, CA 95628-4430

Tax Assessment & Valuation

The 2025 property tax bill for 7200 Cardinal Rd was $6,225 with a homeowner's exemption, up 6.4% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$531,810 (+2%) Land $151,540 Building $380,270
2025	$6,225.00 (+6.39%) Homeowner's exemption	$521,383 Land $148,569 Building $372,814
2024	$5,851.00 (+13.17%)
2023	$5,170.00 (+356.31%) Homeowner's exemption	$433,000 Land $142,800 Building $290,200
2022	$1,133.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 7200 Cardinal Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7200 Cardinal Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 602 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Succeed.Net.

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