720 Young Ct, Galt, CA 95632 Property Records

Sacramento County property record for 720 Young Ct, Galt, CA 95632

Property Summary

Property Type	Planned Unit Development
Details	2 bd · 2 ba · 1,400 sqft · built 2007
Lot Size	0.189 acres (8,218 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Aug 2024)
Tax Bill	$5,949 (2025)
Deeds & Mortgages	Mar 2024 Sale & Reverse Mortgage Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`148-0920-044-0000`

Property Details

APN / Parcel Number

Primary APN	`148-0920-044-0000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	1,400 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	8,218 sqft (0.189 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	720 YOUNG CT
City	GALT
State	CA
Zip	95632-8172
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Local Zoning Code	R3
Legal Description	EMERALD SENIOR VILLAGE PHASE 2, LOT 30
Legal Subdivision	EMERALD SENIOR VILLAGE PHASE 2
Legal Lot Number	30
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	3
Census Block	3000
Census Tract	9410

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	720 YOUNG CT, GALT, CA 95632-8172
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Grant Deed, Transfer · Reverse Mortgage LONGBRIDGE FINANCIAL LLC
Apr 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK
Dec 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 22, 2024 · Amount on Record
Deed Sale	Aug 22, 2024 · Amount on Record
Prior Sale	Mar 6, 2024 · Amount on Record
Deed Book / Page	20240822 / 1012
Prior Transfer Date	May 28, 2010
Prior Transfer Doc	0000001479
Record Updated	Oct 29, 2026

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 6, 2024
Property Address	720 YOUNG CT, GALT, CA 95632-8172
Document Number	0000000706
Map Reference	MB 338 PG 9
Instrument Date	Mar 1, 2024
Instrument	202403060706
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	720 YOUNG CT, GALT, CA 95632-8172

Mortgage

Document Number	0000000707
Date	Mar 6, 2024
Instrument	202403060707

Lender

Name	LONGBRIDGE FINANCIAL LLC
Type	Reverse Mortgage Lender

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2024
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	11.8%

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	720 YOUNG CT, GALT, CA 95632-8172
Transaction Type	Mortgage
Record Updated	Apr 28, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 YOUNG CT, GALT, CA 95632-8172

Mortgage

Document Number	0000000799
Date	Apr 18, 2022
Instrument	2022041800799

Lender

Name	ALAMEDA MORTGAGE CORP
Type	Mortgage Company
Address	WALNUT CREEK, CA 94596

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	720 YOUNG CT, GALT, CA 95632-8172
Document Number	1907260825
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	720 YOUNG CT GALT CA 956328172, GALT, CA 95632-8172

Mortgage

Document Number	1907260825
Date	Jul 26, 2019
Instrument	1907260825

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	720 YOUNG CT, GALT, CA 95632-8172
Document Number	1812310767
Instrument Date	Dec 26, 2018
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	720 YOUNG CT GALT CA 956328172, GALT, CA 95632-8172

Mortgage

Document Number	1812310767
Date	Dec 31, 2018
Instrument	1812310767

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2048

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$520,200 (+2%) Land $117,300 Building $402,900
2025	$5,949.00 (+14.82%)	$510,000 (+337.1%) Land $115,000 Building $395,000
2024	$5,181.00 (+292.5%)
2023	$1,320.00 (+4.02%) Homeowner's exemption	$116,678 Land $16,955 Building $99,723
2022	$1,269.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GALT serves 26,536 people · EPA ID CA3410011
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 472 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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