720 Winterside Dr, Apollo Beach, FL 33572 Property Records

Hillsborough County property record for 720 Winterside Dr, Apollo Beach, FL 33572

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,982 sqft · built 2020
Lot Size	0.129 acres (5,625 sqft)
Owner	2 Individual Names on File
Last Sale	$495,000 (Nov 2022)
Tax Bill	$9,461 (2025)
Deeds & Mortgages	Nov 2022 Sale May 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`054220-1116`

Property Details

APN / Parcel Number

Primary APN	`054220-1116`
Alternative APN	`U32311997F000078000060`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,982 sqft Living Area
Gross Area	2,640 sqft
1st Floor Area	1,982 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	5,625 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Type	Attached
Garage Area	403 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0542201116
Street Address	720 WINTERSIDE DR
City	APOLLO BEACH
State	FL
Zip	33572-3407
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MIRABAY PARCELS 21 AND 23 LOT 6 BLOCK 78
Legal Range	19E
Legal Township	31S
Legal Section	32
Legal Subdivision	MIRABAY PARCELS 21 AND 23
Legal Tract	97F
Legal Block	78
Legal Lot Number	6
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	RUSKIN
Census Block Group	2
Census Block	2010
Census Tract	14121

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	720 WINTERSIDE DR, APOLLO BEACH, FL 33572-3407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 14, 2022	Warranty Deed, Transfer ACUITY TITLE
May 23, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Nov 10, 2021	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jan 28, 2021	Grant Deed, Transfer · FHA Mortgage PARK SQUARE HM MTG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 14, 2022 · Amount on File
Deed Sale	Nov 14, 2022 · Amount on File
Prior Sale	May 23, 2022 · Amount on File
Deed Document Number	2022533638
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 14, 2022
Property Address	720 WINTERSIDE DR, APOLLO BEACH, FL 33572-3407
Document Number	0000533638
Map Reference	MB 110 PG 261-276
Instrument Date	Oct 28, 2022
Instrument	2022533638
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	ACUITY TITLE

Transaction

Amount	Amount on Record
Tax	$3,465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13704 TONYA ANNE DR, 13704, RIVERVIEW, FL 33579-3002

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WINTERSIDE DR, APOLLO BEACH, FL 33572-3407

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 23, 2022
Property Address	720 WINTERSIDE DR, APOLLO BEACH, FL 33572-3407
Document Number	0000264449
Map Reference	MB 110 PG 261-276
Instrument Date	May 20, 2022
Instrument	2022264449
Transaction Type	Transfer
Record Updated	Jun 9, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,360.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78 BOULEVARD, 78, PERU, IN 46970-1625

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	720 WINTERSIDE DR, APOLLO BEACH, FL 33572-3407

Mortgage

Document Number	0000264450
Date	May 23, 2022
Instrument	2022264450

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Nov 10, 2021
Property Address	720 WINTERSIDE DR, APOLLO BEACH, FL 33572-3407
Document Number	0000574334
Map Reference	MB 110 PG 261-276
Instrument Date	Nov 8, 2021
Instrument	2021574334
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2420 CAMERON ST SW, 2420, DECATUR, AL 35603-2951

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WINTERSIDE DR, APOLLO BEACH, FL 33572-3407

Mortgage

Document Number	0000574335
Date	Nov 10, 2021
Instrument	2021574335

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 28, 2021
Property Address	720 WINTERSIDE DR, APOLLO BEACH, FL 33572-3407
Document Number	0000044161
Instrument Date	Dec 30, 2020
Instrument	44161
Transaction Type	Transfer
Record Updated	Feb 15, 2021
Title Company	PSH TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,152.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	720 WINTERSIDE DR APOLLO BEACH FL 335723407, APOLLO BEACH, FL 33572-3407

Mortgage

Document Number	44162
Date	Jan 28, 2021
Instrument	44162

Lender

Name	PARK SQUARE HM MTG LLC
Address	ORLANDO, FL 32811

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 27, 2051

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$351,700 (-0.7%) Land $84,375 Building $267,325	$351,700 (-4.87%) Land $84,375 Building $267,325
2025	$9,461.00 (+10.36%) Homeowner's exemption	$354,170 (+5.99%)	$369,686 (+10.63%) Land $84,375 Building $285,311
2023	$8,573.00 (+0.75%) Homeowner's exemption	$334,164 (-2.4%) Land $61,875 Building $272,289	$334,164 (-2.4%) Land $61,875 Building $272,289
2022	$8,509.00 Homeowner's exemption	$342,380 Land $61,875 Building $280,505	$342,380 Land $61,875 Building $280,505

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	10.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 872 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1,051 units insured incl. 179 condo units
Nearby Flood Claims	223 (1993–2025)
Claims Outside the SFHA	1 of 223
Most Recent Claim	Nov 2025 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 5 claims Hurricane Helene, Sep 2024 · 207 claims Hurricane Idalia, Aug 2023 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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