720 Willow Rd, Winnetka, IL 60093 Property Records

Cook County property record for 720 Willow Rd, Winnetka, IL 60093

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,362 sqft · built 1924
Lot Size	0.152 acres (6,600 sqft)
Owner	2 Individual Names on File
Last Sale	$1,525,000 (Jul 2025)
Tax Bill	$19,242 (2023)
Deeds & Mortgages	Oct 2022 Second Mortgage Feb 2026 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`05-21-300-001`

Property Details

APN / Parcel Number

Primary APN	`05-21-300-001`
Alternative APN	`05-21-300-001-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,362 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Exterior Material	Wood
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,600 sqft (0.152 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water

Location & Zoning

Street Address	720 WILLOW RD
City	WINNETKA
State	IL
Zip	60093-3848
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	(MCKINNEYS) SUB OF BLK1 & LTS1-4 IN BLK2 IN J C GARLA NDS ADD TO WINNETKA IN SEC 21-42-13
Legal Range	13E
Legal Township	42N
Legal Section	21
Legal Subdivision	MCKINNEYS SUB
Legal Block	1,2
Legal Lot Number	1-4
Jurisdiction	COOK IL
Township / Civil Division	NEW TRIER
Census Block Group	2
Census Block	2007
Census Tract	800500

Owner

720 Willow Rd is owned and occupied by two individuals who bought it in July 2025.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	720 WILLOW RD, WINNETKA, IL 60093-3848
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage CONSUMERS CU
Feb 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 19, 2024	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jul 29, 2025	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 24, 2024	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
May 31, 2024	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
May 27, 2020	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2025 · Amount on File
Deed Sale	Jul 29, 2025 · Amount on File
Prior Sale	Jul 24, 2024 · Amount on File
Deed Document Number	20252057
Prior Transfer Date	Apr 12, 2024
Prior Transfer Doc	0000008013
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	720 WILLOW RD, WINNETKA, IL 60093-3848
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027825085
Date	Oct 5, 2022
Instrument	2227825085

Lender

Name	CONSUMERS CU
Type	Credit Union
Address	GURNEE, IL 60031

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2042

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	720 WILLOW RD, WINNETKA, IL 60093-3848
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WILLOW RD, WINNETKA, IL 60093-3848

Mortgage

Document Number	0005125153
Date	Feb 20, 2026
Instrument	2605125153

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	720 WILLOW RD, WINNETKA, IL 60093-3848
Transaction Type	Mortgage
Record Updated	May 8, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WILLOW RD, WINNETKA, IL 60093-3848

Mortgage

Document Number	0032420227
Date	Nov 19, 2024
Instrument	2432420227

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	5.85%
Type Change Date	Dec 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.8%
Index	SOFR Average 30-Day
Margin	3
Max Rate	10.8%

July 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	COOK IL
Recording Date	Jul 29, 2025
Property Address	720 WILLOW RD, WINNETKA, IL 60093-3848
Document Number	0021002057
Instrument Date	Jul 17, 2025
Instrument	2521002057
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 WILLOW RD, WINNETKA, IL 60093-3848

Mortgage

Document Number	0021002058
Date	Jul 29, 2025
Instrument	2521002058

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate	6.87%

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Jul 24, 2024
Property Address	720 WILLOW RD, WINNETKA, IL 60093-3848
Document Number	0020618213
Instrument Date	Apr 11, 2024
Instrument	2420618213
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,301.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WILLOW RD, WINNETKA, IL 60093-3848

Mortgage

Document Number	0020618214
Date	Jul 24, 2024
Instrument	2420618214

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Aug 1, 2029
Change Frequency	6 Months
Min Rate At Change	4.87%
Max Rate At Change	8.87%
Index	SOFR Average 30-Day
Max Rate	11.8%

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COOK IL
Recording Date	May 31, 2024
Property Address	720 WILLOW RD, WINNETKA, IL 60093-3848
Document Number	0015208013
Instrument Date	Jan 12, 2024
Instrument	2415208013
Transaction Type	Transfer
Record Updated	May 8, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	720 WILLOW RD, WINNETKA, IL 60093-3848

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 27, 2020
Property Address	720 WILLOW RD, WINNETKA, IL 60093-3848
Document Number	2014820036
Instrument Date	Apr 27, 2020
Instrument	14820036
Transaction Type	Transfer
Record Updated	Jun 16, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$830.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	720 WILLOW RD WINNETKA IL 600933848, WINNETKA, IL 60093-3848

Mortgage

Document Number	2014820037
Date	May 27, 2020
Instrument	14820037

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 26, 2050

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	New Trier Township
Municipality	Winnetka Village
Secondary School District	New Trier Township High School District 203 (09 - 12)
Elementary School District	Winnetka School District 36 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,000 Land $18,480 Building $109,520	$1,280,000 Land $184,800 Building $1,095,200
2023	$19,242.00 (+6.22%)
2022	$18,115.00 Homeowner's exemption	$83,000 Land $18,150 Building $64,850	$830,000 Land $181,500 Building $648,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 720 Willow Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2011–2021)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 720 Willow Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINNETKA serves 12,475 people · EPA ID IL0313330
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	8 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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