720 William St, Fredericksburg, VA 22401 Property Records

Fredericksburg City property record for 720 William St, Fredericksburg, VA 22401

Property Summary

Property Type	Single Family Home
Details	5 bd · 6 ba · 7,832 sqft · built 1892
Lot Size	0.498 acres (21,736 sqft)
Owner	2 Individual Names on Record
Last Sale	$870,000 (Oct 2016)
Tax Bill	$12,755 (2026)
Deeds & Mortgages	Nov 2020 Refinance Aug 2017 Construction Loan
APN	`7779-94-7323`

Property Details

APN / Parcel Number

Primary APN	`7779-94-7323`
Alternative APN	`2123`

Interior

Bedrooms	5 Beds
Full Baths	6 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	7,832 sqft Living Area
1st Floor Area	4,380 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1892
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Masonry
Roof Type	Hip
Roof Material	Other
Lot Area	21,736 sqft (0.498 acres)
Lot Dimensions	160 ft deep x 135 ft wide
Garage Type	Built-in
Porch	Porch
Porch Area	470 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	2123
Old Parcel Number	2123
Street Address	720 WILLIAM ST
City	FREDERICKSBURG
State	VA
Zip	22401-5751
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	BL 136-720
Legal Subdivision	FREDERICKSBURG DEVELPMENT CO
Legal Block	136
Jurisdiction	FREDERICKSBURG CITY VA
Township / Civil Division	FREDERICKSBURG
Census Block Group	3
Census Block	3016
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Fredericksburg and Spotsylvania County Battlefields Memorial National Military Park listed 2019 · 24 contributing resources · NRIS 66000046

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Fredericksburg City records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	720 WILLIAM ST, FREDERICKSBURG, VA 22401-5751
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FAIRWAY INDEPENDENT MORTGAGE CORPORATION
Aug 2, 2017	Trustee's Deed, Construction Loan · Construction Mortgage UNION MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2016 · Amount on Record
Deed Sale	Oct 21, 2016 · Amount on Record
Deed Document Number	20162745
Deed Book / Page	325 / 1
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICKSBURG CITY VA
Property Address	720 WILLIAM ST, FREDERICKSBURG, VA 22401-5751
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202003458
Date	Nov 9, 2020
Instrument	202003458

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

August 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	FREDERICKSBURG CITY VA
Recording Date	Aug 2, 2017
Property Address	720 WILLIAM ST, FREDERICKSBURG, VA 22401-5751
Instrument Date	Aug 2, 2017
Instrument	1853
Transaction Type	Construction Loan
Record Updated	Sep 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	170001853
Date	Aug 2, 2017
Instrument	1853

Lender

Name	UNION MTG
Type	Mortgage Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Fredericksburg City assessment roll, as of January 1, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Fredericksburg City
Unified School District	Fredericksburg City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$12,755.00 (-4%)	$1,574,800 (+5.48%) Land $434,600 Building $1,140,200	$1,574,800 (+5.48%) Land $434,600 Building $1,140,200
2024	$13,287.00	$1,493,000 Land $391,000 Building $1,102,000	$1,493,000 Land $391,000 Building $1,102,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 32 policies
Nearby Flood Policies	32 in force
Nearby Flood Claims	18 (1979–2024)
Claims Outside the SFHA	2 of 18
Most Recent Claim	Aug 2024 · rainfall accumulation
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICKSBURG serves 28,350 people · EPA ID VA6630050
Water Source	Purchased surface water from SPOTSYLVANIA COUNTY UTILITIES
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 530 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on William St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures